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标题: 请教购买无legal warranty房子的问题 [打印本页]

作者: xyz888    时间: 2014-1-28 10:07
标题: 请教购买无legal warranty房子的问题
看到一些房子,低于市政估价,没有legal warranty。买的话需要注意什么问题?有没有warranty区别在哪里?谢谢!
作者: newhome    时间: 2014-1-28 19:45
Post by xyz888;3348347
看到一些房子,低于市政估价,没有legal warranty。买的话需要注意什么问题?有没有warranty区别在哪里?谢谢!
legal warranty是法律责任的意思,没有legal warranty的意思是卖方对售出的物业不承担法律责任,即使房子有任何潜在的问题,售出后卖方不再承担责任。

这种房子一般问题比较多,才卖得便宜。如果你自己会收拾房子,不怕日后有问题,可以买,否则还是别碰。这些房子多是卖给那些低价收购后,经过装修处理再出手的Builder。
作者: xyz888    时间: 2014-1-29 14:13
Post by newhome;3348531
legal warranty是法律责任的意思,没有legal warranty的意思是卖方对售出的物业不承担法律责任,即使房子有任何潜在的问题,售出后卖方不再承担责任。

这种房子一般问题比较多,才卖得便宜。如果你自己会收拾房子,不怕日后有问题,可以买,否则还是别碰。这些房子多是卖给那些低价收购后,经过装修处理再出手的Builder。

谢谢你的回复!

这个问题我一直在多方询问。得到的答案都不甚了了。请教一下:“潜在问题”包括哪些?
换个角度,如果我买个有warranty的房子,哪些“潜在问题”我可以日后回头找卖方?同样,如果我以后卖房子并提供legal warranty,哪些“潜在问题”我会承担责任?

所以,我现在想搞清楚的,也是你说的我“怕不怕”的问题,就是有warranty的房子哪些问题我可以回头找卖方,没有warranty的房子我需要自己承担风险。搞清楚了这个问题之后,我就会权衡省下的几万块与风险相比是否合算。

并不是没有warranty的房子装修都不好。有些装修非常好,builder买了之后没什么装修的。有些确实比较破旧,builder买了装修再出手,但是builder同样不会提供warranty,这对房屋在市场上的地位没有本质改善,介意的人还是不会买。

继续请教~  谢谢!
作者: YAO    时间: 2014-1-29 15:18
i bought my apt without warranty, simply because the seller bought it from her seller without warranty...nothing more than that....it is a old building in good condition and the 1st hand owner owns the whold building and do not want any issue after. so he chose to sell without warranty.
Technically, even with LEGAL WARANTTY, most of time you cannot go back to the seller. for example, something is wrong inside your wall, the seller did not know about that when he sold it to you, there is nothing you can get from the seller. only when you know that the seller know there is a problem, and the seller chose not to let you know. in this circumstance, you can go after the seller

Post by xyz888;3348725
谢谢你的回复!

这个问题我一直在多方询问。得到的答案都不甚了了。请教一下:“潜在问题”包括哪些?
换个角度,如果我买个有warranty的房子,哪些“潜在问题”我可以日后回头找卖方?同样,如果我以后卖房子并提供legal warranty,哪些“潜在问题”我会承担责任?

所以,我现在想搞清楚的,也是你说的我“怕不怕”的问题,就是有warranty的房子哪些问题我可以回头找卖方,没有warranty的房子我需要自己承担风险。搞清楚了这个问题之后,我就会权衡省下的几万块与风险相比是否合算。

并不是没有warranty的房子装修都不好。有些装修非常好,builder买了之后没什么装修的。有些确实比较破旧,builder买了装修再出手,但是builder同样不会提供warranty,这对房屋在市场上的地位没有本质改善,介意的人还是不会买。

继续请教~  谢谢!

作者: xyz888    时间: 2014-1-29 17:00
Post by YAO;3348751
i bought my apt without warranty, simply because the seller bought it from her seller without warranty...nothing more than that....it is a old building in good condition and the 1st hand owner owns the whold building and do not want any issue after. so he chose to sell without warranty.
Technically, even with LEGAL WARANTTY, most of time you cannot go back to the seller. for example, something is wrong inside your wall, the seller did not know about that when he sold it to you, there is nothing you can get from the seller. only when you know that the seller know there is a problem, and the seller chose not to let you know. in this circumstance, you can go after the seller


Exactly!

这就是我一直想搞明白的。如果有warranty也得不到什么实际的保障,那就不用太在意这个问题。一直没有人能说清这个warranty到底怎么操作。“潜在隐患”太模糊了。除了卖家在declaration上提到的问题,还有什么可以找他?

唯一我想到的问题,以后自己在卖的时候,可能很多买家会介意没有warranty。
作者: newhome    时间: 2014-1-29 21:16
“潜在隐患”,比如你在买房的时候,卖方没有告诉你地基渗水、屋顶漏水,你的验房师也没验出这些问题。成交之后,你发现了这些问题,如果有Legal warranty,你就有权要求卖方(原房主)修缮或者索赔。卖方不理?打官司!魁省有法律为你作主。如果没有Legal warranty,你发现了这些问题,自己承受,愿赌服输嘛。

如果你将来卖房时,如果开价很低并且有改造后再出手的可能,会有人不在意有没有Legal warranty的。
作者: xyz888    时间: 2014-1-30 11:03
Post by newhome;3348853
“潜在隐患”,比如你在买房的时候,卖方没有告诉你地基渗水、屋顶漏水,你的验房师也没验出这些问题。成交之后,你发现了这些问题,如果有Legal warranty,你就有权要求卖方(原房主)修缮或者索赔。卖方不理?打官司!魁省有法律为你作主。如果没有Legal warranty,你发现了这些问题,自己承受,愿赌服输嘛。

如果你将来卖房时,如果开价很低并且有改造后再出手的可能,会有人不在意有没有Legal warranty的。

地基渗水、屋顶漏水:如果验屋时候在渗漏或者以前渗漏过有痕迹,相信绝大大多数情况验屋师都可以查出来。如果没看出来,我相信卖主会一脚把我踢给验屋师让我找验屋师索赔。

没查出来的可能:痕迹被掩盖(比如新的装修)、渗漏位置隐秘没看到,等。

好的,问题来了:法律为我做主,前提是我提供充足的证据。我如何证明卖方有意隐瞒(这是一个最关键的前提)?既然验屋没看出来的很可能的原因是不容易看到或者表面根本看不到,卖方说不知情也是合情合理合法的呀.... 而且官司打起来旷日持久、结果不明.....

这个legal warranty到底能保护我什么?如果只是心理安慰,房子主要是长期自住的话(投资快进快出另当别论),那么值不值那几万我就要打个问号了。

有没有以legal warranty索赔成功的案例?
作者: 9494    时间: 2014-1-30 16:15
Post by xyz888;3348948
地基渗水、屋顶漏水:如果验屋时候在渗漏或者以前渗漏过有痕迹,相信绝大大多数情况验屋师都可以查出来。如果没看出来,我相信卖主会一脚把我踢给验屋师让我找验屋师索赔。

没查出来的可能:痕迹被掩盖(比如新的装修)、渗漏位置隐秘没看到,等。

好的,问题来了:法律为我做主,前提是我提供充足的证据。我如何证明卖方有意隐瞒(这是一个最关键的前提)?既然验屋没看出来的很可能的原因是不容易看到或者表面根本看不到,卖方说不知情也是合情合理合法的呀.... 而且官司打起来旷日持久、结果不明.....

这个legal warranty到底能保护我什么?如果只是心理安慰,房子主要是长期自住的话(投资快进快出另当别论),那么值不值那几万我就要打个问号了。

有没有以legal warranty索赔成功的案例?
看着合适就买,管这么多干嘛?对于legal warranty的问题建议你付费问专业律师,这里不花钱,你得不到满意的答案。
作者: xyz888    时间: 2014-1-31 12:39
Post by 9494;3349039
看着合适就买,管这么多干嘛?对于legal warranty的问题建议你付费问专业律师,这里不花钱,你得不到满意的答案。

合适:位置、装修、价格等等
其中价格就涉及这个问题。
问了才知道能不能得到答案。得到答案的渠道也很多。论坛存在,自有它的价值。
花钱不花钱的问题,不同意但尊重你的个人想法。多谢回复!
作者: garbo    时间: 2014-1-31 19:13
可能在产权上也没保障.
作者: 1a2b3c    时间: 2014-2-1 12:04
标题: zt--比较权威的
Post by xyz888;3348347
看到一些房子,低于市政估价,没有legal warranty。买的话需要注意什么问题?有没有warranty区别在哪里?谢谢!

www.oaciq.com


The legal warranty of ownership and quality
Article Number: 123006

June 3, 2013 - 11:22
(Update of the article published on October 21, 2005)

What is a ''legal warranty''? A person selling movable or immovable property must warrant that the property is free from any defect in title and any latent defects, except those declared before the sale. That is what is generally known as the ''legal warranty'', which has two components, i.e. the warranty of ownership and the warranty of quality. These warranties exist by operation of law, i.e. they do not have to be specified in the contract.

[color="red"]The warranty of ownership:

The warranty of ownership assures the buyer that:

the property is free of all rights except those declared by the seller;
the seller has discharged the property of all hypothecs, except for those assumed by the buyer;
the property is not subject to any encroachment on the part of the seller or a third person; and that
the property does not violate any restrictions of public law, except those declared by the seller or those that the buyer should have discovered.

[color="red"]The warranty of quality:

Under the warranty of quality, the seller warrants the buyer that the property is free from defects, existing at the time of the sale, that would render it unfit for the use for which it is intended or which would so diminish its usefulness that the buyer would not have bought it or paid so high a price if he had been aware of them. The seller is not bound, however, to warrant against defects known to the buyer or a defect that a prudent and diligent buyer could have perceived. This is why it is so important for a buyer to have a prospective purchase inspected by an expert. The fact that the seller is unaware of the defect, or that the defect does not become manifest until after the sale, in no way reduces the warranty. However, if the seller was aware of the defect, his liability would be increased to include, in addition to the reduction in value of the immovable, all other losses sustained by the buyer.

[color="red"]Waiving the legal warranty of quality

The legal warranty may be increased, reduced or even waived upon agreement between the parties to a transaction. Except in rare cases, waiving the warranty of ownership (warranty of title) is never recommended. A more frequent occurrence is the waiving of the warranty of quality, including when an immovable is sold by an estate or following repossession. Under certain circumstances, it may even be a good idea to recommend to a seller to sell without a warranty of quality. This could be the case when selling the property of an elderly person who does not want to worry about a potential recourse for a latent defect on the part of the buyer, a recourse which could be exercised against the person’s estate. The warranty of quality may be waived for the entire property or only on certain components such as the pool or the appliances included in the sale. If the warranty of quality is waived on the entire property, the following clause must be included in the promise to purchase:

[color="teal"]''This sale is made without legal warranty of quality, at the buyer’s risk.''

If the exclusion concerns only one or more components, the word ''concerning'' should be added at the end of the clause, followed by a description of the excluded component(s). If the warranty of quality waiver is required by the seller from the very beginning, words to that effect must be included both in the brokerage contract and on the detailed description sheet.

[color="red"]The real estate broker's duty

The real estate broker has a duty to inform the seller and the buyer of the consequences of waiving the warranty of quality. For example, a seller who wishes to sell an immovable without a warranty of quality must know:

that this information must appear on the description sheet and that, depending on the market at the time, this could reduce the level of interest on the part of prospective buyers.
that the warranty waiver may have an impact on the selling price and that it will not protect him from a lawsuit for defects of which he was aware and should have declared.

[color="red"]Declarations by the Seller

To this effect, in the case of a residential immovable containing less than five dwellings including divided or undivided co-ownership, the Declarations by the Seller of the immovable form disclosing any factor that could affect the value of the immovable must be duly completed under the same circumstances as the appropriate Brokerage contract – Sale form. Individuals buying a property without a warranty of quality must be informed that, should they discover a defect of which they were unaware, they will have no recourse against the seller, unless they can demonstrate that the seller acted in bad faith by purposely hiding a defect of which he was aware.

[color="red"]Pre-purchase inspection

Such buyers must also be told that they should have the property inspected in greater depth than the inspection usually done on a property sold with a warranty of quality. Note that the article “Compliance with building inspection rules: this concerns you closely” is a reminder of broker’s inspection responsibilities. Of course, the building inspector hired for this inspection must be notified that the immovable is being sold without legal warranty, so that he may take this into account when doing the inspection. Finally, the buyer should require that the seller provide him with a copy of the Declarations by the Seller of the immovable.
作者: xyz888    时间: 2014-2-3 10:33
Post by garbo;3349367
可能在产权上也没保障.

所以要注意:''This sale is made without legal warranty of quality, at the buyer’s risk."

一定不能少“of quality"
作者: xyz888    时间: 2014-2-3 11:38
Post by 1a2b3c;3349508
www.oaciq.com




非常感谢!我阅读了一下,总结了几点:

1. 注意''This sale is made without legal warranty of quality, at the buyer’s risk.'' 注意"of quality"不能少,否则如有朋友说的,所有权有疑问就麻烦了。

2. " the seller warrants the buyer that the property is free from defects, existing at the time of the sale, that would render it unfit for the use for which it is intended or which would so diminish its usefulness that the buyer would not have bought it or paid so high a price if he had been aware of them. "

"The seller is not bound, however, to warrant against defects known to the buyer or a defect that a prudent and diligent buyer could have perceived."

"The fact that the seller is unaware of the defect, or that the defect does not become manifest until after the sale, in no way reduces the warranty."

有warranty的情况,出现问题时找卖方,有这么几个前提(需要证明以下几点):
-该问题在交易时已经存在。
-影响功能到这个程度:如果买方知道,就不会购买或者不会以成交价购买。
-该问题卖方没有声明过。
-该问题不属于”细心的买方应该能看出来“这种情况。

3.  ”A more frequent occurrence is the waiving of the warranty of quality, including when an immovable is sold by an estate or following repossession. Under certain circumstances, it may even be a good idea to recommend to a seller to sell without a warranty of quality. This could be the case when selling the property of an elderly person who does not want to worry about a potential recourse for a latent defect on the part of the buyer, a recourse which could be exercised against the person’s estate.“
没有warranty的几种常见情况。

4. ”a seller who wishes to sell an immovable without a warranty of quality must know:that the warranty waiver may have an impact on the selling price and that it will not protect him from a lawsuit for defects of which he was aware and should have declared.“

”Individuals buying a property without a warranty of quality must be informed that, should they discover a defect of which they were unaware, they will have no recourse against the seller, unless they can demonstrate that the seller acted in bad faith by purposely hiding a defect of which he was aware.“

没有warranty of quality时,不管出现什么问题,如果不能证明卖家有意隐瞒,买家就不能索赔。


综上所述,不管是否有warranty of quality,只要是卖家声明过的问题,以后都不能索赔。有warranty需要索赔时,买方需要先证明该问题的时间点(交易时是否存在)、严重程度(是否影响使用和房屋价值)、隐性程度(是否验房时应该能看出来)......

各位看官,你们的意见呢?
作者: aoe    时间: 2014-6-28 21:34
Post by xyz888;3350099
非常感谢!我阅读了一下,总结了几点:

1. 注意''This sale is made without legal warranty of quality, at the buyer’s risk.'' 注意"of quality"不能少,否则如有朋友说的,所有权有疑问就麻烦了。

2. " the seller warrants the buyer that the property is free from defects, existing at the time of the sale, that would render it unfit for the use for which it is intended or which would so diminish its usefulness that the buyer would not have bought it or paid so high a price if he had been aware of them. "

"The seller is not bound, however, to warrant against defects known to the buyer or a defect that a prudent and diligent buyer could have perceived."

"The fact that the seller is unaware of the defect, or that the defect does not become manifest until after the sale, in no way reduces the warranty."

有warranty的情况,出现问题时找卖方,有这么几个前提(需要证明以下几点):
-该问题在交易时已经存在。
-影响功能到这个程度:如果买方知道,就不会购买或者不会以成交价购买。
-该问题卖方没有声明过。
-该问题不属于”细心的买方应该能看出来“这种情况。

3.  ”A more frequent occurrence is the waiving of the warranty of quality, including when an immovable is sold by an estate or following repossession. Under certain circumstances, it may even be a good idea to recommend to a seller to sell without a warranty of quality. This could be the case when selling the property of an elderly person who does not want to worry about a potential recourse for a latent defect on the part of the buyer, a recourse which could be exercised against the person’s estate.“
没有warranty的几种常见情况。

4. ”a seller who wishes to sell an immovable without a warranty of quality must know:that the warranty waiver may have an impact on the selling price and that it will not protect him from a lawsuit for defects of which he was aware and should have declared.“

”Individuals buying a property without a warranty of quality must be informed that, should they discover a defect of which they were unaware, they will have no recourse against the seller, unless they can demonstrate that the seller acted in bad faith by purposely hiding a defect of which he was aware.“

没有warranty of quality时,不管出现什么问题,如果不能证明卖家有意隐瞒,买家就不能索赔。


综上所述,不管是否有warranty of quality,只要是卖家声明过的问题,以后都不能索赔。有warranty需要索赔时,买方需要先证明该问题的时间点(交易时是否存在)、严重程度(是否影响使用和房屋价值)、隐性程度(是否验房时应该能看出来)......

各位看官,你们的意见呢?

我当时卖房子就没legal warranty. 不是想隐瞒什么。我要搬走了。不想以后还有什么麻烦。买家自己找验房师把关。觉得合适就买。不行就算。
作者: xyz888    时间: 2014-7-1 00:24
Post by aoe;3402975
我当时卖房子就没legal warranty. 不是想隐瞒什么。我要搬走了。不想以后还有什么麻烦。买家自己找验房师把关。觉得合适就买。不行就算。


价格上让了吗?
作者: aoe    时间: 2014-8-19 18:02
Post by xyz888;3403796
价格上让了吗?


后来买我房子的老外连房子都没有验,就成交了。我把我几年前当时买房的验房报告给他了。
反正自己有个价格底线。低于这个价格不卖。
我当时卖房子的时候有同胞来看房,看到没有LEGAL WARRANTY,要求降价。其实也无所谓,自己不卖就是了。我当时就拒绝了OFFER。




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