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标题: 最近办买房贷款的朋友聊聊，我最近拿到的利率是 5年 FULLY OPEN P-.75 RBC的 [打印本页]

作者: temp05 时间: 2008-4-24 00:53
标题: 最近办买房贷款的朋友聊聊，我最近拿到的利率是 5年 FULLY OPEN P-.75 RBC的
有没有朋友有更好的利率的，交流交流 robbiewang@gmail.com

作者: soccar 时间: 2008-4-24 12:45
Not bad, I think. Especally it's OPEN rate. But I don't think you got this rate from a chartered bank... How about the notary fee?

Anyway, it's good rate. FYI, from yesterday the Prime rate was decreased to 4.75%.

作者: temp05 时间: 2008-4-24 23:20
标题: 500 notary paid by Bank
I talked to one of my friend in Toronto, last year he got a rate of p-1, fully open, that is crazy!

作者: GreysAn@tomy 时间: 2008-4-24 23:35
which bank is that? the thing is last years prime rate was hitting records so it doesnt save him a lot of money even -1%

Post by temp05
I talked to one of my friend in Toronto, last year he got a rate of p-1, fully open, that is crazy!

作者: temp05 时间: 2008-4-25 00:36
标题: he doesn't save a lot on the mortgage,but the 50 %increase of
the total value of the house has cover the little loss.

作者: GreysAn@tomy 时间: 2008-4-25 01:35
oh im impressed the value of the house could increase by 50% within a year.... isnt toronto a mine of gold?

Post by temp05
the total value of the house has cover the little loss.

作者: temp05 时间: 2008-4-25 08:26
标题: Look at bayview
Toronto 's real estate is quite different from that in Montreal. More robust and dynamic. Do you happen to know the Bayview area between yonge and leslie? That happened a lot! Even the condo in downtown gained that much value in 12 month. The way builders sell is alos quite different, they allow buyers to flip flop ,you can sell your condo before closing,so you can make a profit with government knowing it.

作者: 哈哈哈 时间: 2008-4-25 14:13
I think you got a variable rate, not open rate.

Post by temp05
有没有朋友有更好的利率的，交流交流 robbiewang@gmail.com

作者: temp05 时间: 2008-4-28 18:03
标题: that is fully open variable rate
which enable you to pay any sum you want at anytime without any penalty.

作者: lmctala 时间: 2008-5-2 21:18
I got a Line of Credit at 80% of the house price. P-0.60 plus $1000 cash.

The line of credit is fully open for life time when you keep own the house, only need to pay interest every month, can pay off or increase borrow any time. can transfer to any type motgage if you like.

Could you please let me know which branch of RBC you work with?

作者: s 时间: 2008-6-3 21:39
I GOT VARIABLE 3 YEAR TERM 3.9 PLUS 600 NOTARY FEE

作者: April2003 时间: 2008-6-10 22:37
Could you please tell me which bank, agent? thanks.... april2003zhao@hotmail.com

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