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标题: 在过去的几年中做过的好东东! [打印本页]

作者: montrealpost    时间: 2009-3-29 07:46
标题: 在过去的几年中做过的好东东!
Changing Bank, changing credit cards, found . . . . .

I'll try to present the options and resources, each one is a bit different.  Do your own comparison based on your situation and pick the one u think best suit your needs.
作者: montrealpost    时间: 2009-3-29 07:51
标题: 更改网上银行
I've been with one bank for XX years, overtimes my branch was closed, moved  . . . .

Internet Banking started may be about 2 or 3 years ago, currently they are offered by:
1. I-N-G-DIRECT dot CA (remove "-" for web site, Sinoquebec keep deleting this one)
2. www.hsbc.ca
3. www.royalbank.com

Previous discussions:
http://sinoquebec.com/bbs/showthread.php?t=418893

I'm happy with HSBC, no more counting of transactions, no more fees.

REMINDER: if u have someone 65+ in family, most banks offer NO FEE checking A/C, +:
TD - FREE CHEQUES + FREE DRAFTS
SCOTIA - FREE CHEQUES + FREE DRAFTS, NO FEE a/c for 60+
作者: montrealpost    时间: 2009-3-29 08:08
标题: 变更信用卡
Air Miles credit cards, bloody useless (for me). . . . .

Same as before, u need to make your choice for your situation.  Detailed discussions:
http://sinoquebec.com/bbs/showthread.php?t=131761

I'm happy with what I've found for myself:
RBC Select Gold for FREE collision damage insurance when rent car.
PC MasterCard for groceries: http://sinoquebec.com/bbs/showthread.php?t=617558
Starbucks Visa for free coffee: http://sinoquebec.com/bbs/showthread.php?t=616623
作者: montrealpost    时间: 2009-3-29 08:18
标题: 住宅电话 + 上网
Basic regular land line phones are offered by: Bell, Rogers, Primus.

I'm still with Bell, got $95+$40 to come.  Details @ http://sinoquebec.com/bbs/showthread.php?t=631126

For my situation, I'd love to have Primus Basic Phone+unlimited Lite Internet.  Unfortunately, $$ increased from $30+T => $35+T/mth. Old discussions @ http://sinoquebec.com/bbs/showthread.php?t=372233

Most likely I'll change to
1.  Primus Basic Phone $19.95+ $0.40(911++)+T=$22.97 (vs.$26.38 by Bell).  + get Aeroplan for spending.
2.  FREE dialup modem by http://account.juno.com/s/landin ... &productId=free

Ideally, I can find an old Primus customer who will transfer their old $30 package to me, IF that's allowed.

REMINDER:  Many cheap VOIP phones, check for yourself.  Do not use Primus VOIP phone, PROBLEMS.
作者: montrealpost    时间: 2009-3-29 08:31
标题: 玩Bell提供的 3个月免费上网
To write @ http://sinoquebec.com/bbs/showthread.php?t=631262
作者: montrealpost    时间: 2009-3-29 09:04
标题: 冬季酿酒
Only written may be ~70%, will continue when I have time, may be next winter:

1. MP 自酿 (0)+(2) merged into 如何酿制葡萄酒 @ http://sinoquebec.com/bbs/showthread.php?t=476692
2. MP 自酿 (1) - 2年前写的东东 @ http://sinoquebec.com/bbs/showthread.php?t=605911
3. MP 自酿 (3) - 酿红/白葡萄酒 的变化玩法 @ http://sinoquebec.com/bbs/showthread.php?t=605967
4. MP 自酿 (4) - Fact & Fiction + Mics. @  http://sinoquebec.com/bbs/showthread.php?t=606965
5. MP 自酿 (5) - Resources @ http://sinoquebec.com/bbs/showthread.php?t=606966
6.  Quick rough listing of suppliers @ REPLY#7 of http://sinoquebec.com/bbs/showthread.php?t=622118

要交朋友的,问问题的,那边看 - 与喜欢做葡萄/啤酒的朋友交流@ http://sinoquebec.com/bbs/showthread.php?t=545245
作者: montrealpost    时间: 2009-3-29 09:06
标题: 夏天种花
Every year, I get my summer flowers FREE from City.  Put them into my planter boxes, give some to a friend in Ville Anjou.  It's a lot of fun to see them grow.  Details @ http://sinoquebec.com/bbs/showthread.php?t=631249

If u don't have time to go, or not available in your area, or don't want to wait:
just buy your "baby flowers :p" from Loblaw/Maxi/Cdn. Tire/Home Depot/etc.  ~$2-$5/box of 6 or 12 plants.

那么  。  。  那么  。  。  。  。  。  整个夏天你都像我一样  。  。  。  。  。   天天与花儿谈心 和对饮!哈哈!
作者: montrealpost    时间: 2009-3-30 16:15
标题: 买保险
刚刚支付了 我们的保费。有房子的同学们 应该都买了保险。在经济下滑的期间,可能有更多的爆窃案和抢劫。租房子的同学们,如果您家里有许多有价值的东西,可能要考虑保险。

我们的小地方 没有什么有价值的东东,但需要买 责任的保险。例如: 我们的水管爆裂==>影响周围的邻居。

已经在用 XYZ :cool: ,今年的保费还可以,不知道 明年如何去找 更便宜+更好的了,哎! 加拿大 保险万岁,哎!

可以看看以下的网(车险/房险/etc.): http://www.kanetix.ca/
+请教哪家公司的汽车保险较便宜 @ http://sinoquebec.com/bbs/showthread.php?p=423518#post423518
作者: montrealpost    时间: 2009-3-30 16:49
标题: 又电话 。 。 。 。 。 长途预付卡~ 公共付费电话(public pay phone)
Many cheap:
- VOIP phone includes cheap LD options, many ads. on this web site/newspaper
- LD companies: www.wlink.ca + (I can't find that posting :confused: )
- prepaid phone cards
recent: http://sinoquebec.com/bbs/showthread.php?t=613852
old:  can't find it now :confused: , I use the green Calling Card.

Today, Bell charges $0.50 for using public Pay Phone.  I use President's Choice prepaid long distance card (Provigo/Loblaw/Maxi), valid for 6 months, only charge the regular $0.04/minute, [color="Red"]NO pay phone charge.
(Don't know if they will change policy.)
作者: montrealpost    时间: 2009-4-1 09:31
市府送花 moved to http://sinoquebec.com/bbs/showthread.php?t=632085
作者: montrealpost    时间: 2009-4-1 09:34
标题: Coupons
For the last year, everytime I need to buy toilet paper :p, I go and get my $1 off coupon from http://www.save.ca/.  Normally receive coupons within 1 week, EXPIRY are quite quick too .  

The coupons change quite often, check and see if there's anything that u use.

Another good place to go to is http://www.redflagdeals.com/.  There are few different forumSS that u can check.  I got a free Razor from ~Scarlet Lounge's link to free P&G sample offers.  I needed the handle for Mr. MP :p.
作者: montrealpost    时间: 2009-4-3 13:50
标题: Used clothes and furnitures
After all this years, at last I bought 1 jacket that I needed at $8 on PieXI.  Figures that I better do it before worrying too much about possible bed bugs that I may bring home. :frown:

Besides Salvation Army, most popular places:
http://www.valuevillage.com/
http://www.renaissancequebec.ca/fr/index.php

Link to an article which looks interesting: http://www.montrealmirror.com/AR ... GUI98/shopping.html

If any of u know where I can buy good quality winter sport jacket, such as Misty Mountain/etc. at deep discounts, please do let me know.   Ever since the clearance store moved from Mont Royal, I can`t find them anymore.
作者: montrealpost    时间: 2009-4-3 16:40
标题: 剪头发
There are 2 places in Chinatown for Hair cut at about $5+, one on Clark, NE of LaGauthetiere.  The other one inside the Chinese Building closer to MTR.

Besides ChinaTown, cheap haircuts are available at different Hair Cutting Schools.  In the old days, I went to one near Beaubien, can't remember name now.  Followings are 2 that I remember:

1.  Ecole de Coiffure Internationale Unisexes, 514-737-5200
4755 Van-Horne, Suite 107 (Plamondon MTR)

2.  Tornade L'academie de Coiffure
Ahuntsic, Plateau, Brossard, Trois-Rivieres, check www.tornade-coiffure.com
This one is more expensive, but 2 or 3 times a year, they advertise in local free newspaper for Hair cut at ~$5.
作者: thanksgive    时间: 2009-4-3 21:09
How this works? 0.04/minute to call anywhere on a payphone? how much minimum is the card?
Post by montrealpost;2195707
Many cheap:
Today, Bell charges $0.50 for using public Pay Phone. I use President's Choice prepaid long distance card (Provigo/Loblaw/Maxi), valid for 6 months, only charge the regular $0.04/minute, NO pay phone charge.
(Don't know if they will change policy.)

作者: thanksgive    时间: 2009-4-3 21:11
If you are into coupons, this one is pretty good too, but only for P&G products.

www.brandsaver.ca/
Post by montrealpost;2197495
For the last year, everytime I need to buy toilet paper :p, I go and get my $1 off coupon from http://www.save.ca/. Normally receive coupons within 1 week, EXPIRY are quite quick too .

The coupons change quite often, check and see if there's anything that u use.

Another good place to go to is http://www.redflagdeals.com/. There are few different forumSS that u can check. I got a free Razor from ~Scarlet Lounge's link to free P&G sample offers. I needed the handle for Mr. MP :p.

作者: thanksgive    时间: 2009-4-3 21:20
there are many clothing stores in Chabnel area, they often have sample sales
also there are many warehouse sales in VSL area, just check
http://www.sinoquebec.com/bbs/showthread.php?t=540059

If you are interested in getting a jacket under $10, besides the used stores, you can also pay attention to "bazzar". There are often information on Suburben paper
http://www.thesuburban.com/
the season espcially in summer or close to xmas there are often Bazzar very week. You can find really good deals especially in the end of the day. I went once every piece of clothes only for $5, no mater suit/jacket, pants or shirt, brand new and not bad brands. Spent $50 got a lot of things.

Now i am more into children's clothes sale, this week there are 2 warehouse sale.
Post by montrealpost;2199890
After all this years, at last I bought 1 jacket that I needed at $8 on PieXI. Figures that I better do it before worrying too much about possible bed bugs that I may bring home. :frown:

Besides Salvation Army, most popular places:
http://www.valuevillage.com/
http://www.renaissancequebec.ca/fr/index.php

Link to an article which looks interesting: http://www.montrealmirror.com/AR ... GUI98/shopping.html

If any of u know where I can buy good quality winter sport jacket, such as Misty Mountain/etc. at deep discounts, please do let me know. Ever since the clearance store moved from Mont Royal, I can`t find them anymore.

作者: montrealpost    时间: 2009-4-5 14:11
Pick up payphone, DON'T put in $0.50, just dial their 1-866#, enter PIN#, enter e.g. 514-123-4567(can't remember if u need to + 1 :p , I do need to +011 for international).

If u only talk for 1 minute, they only take off $0.04. That's their rate for anywhere in Canada+US, a bit more for other countries.  $5 card minimum.  Mine is the Prepaid Long Distance cards on the left, [color="Red"]NOT the International on the right @ http://www.presidentschoice.ca/PCTelecom/DefaultTelecom.aspx

IMPORTANT: PC's official answer is "depending on individaul PayPhone", but I still believe it's a loophole.   We've been using the card in Montreal+Longueiul+~10 US/CDN airports at NO additional charge, all 4 cents a min.
Post by thanksgive;2200289
How this works? 0.04/minute to call anywhere on a payphone? how much minimum is the card?

作者: montrealpost    时间: 2009-4-5 14:14
谢谢分享信息。有很多新的父母在这里,如果您有更多有关儿童的东东/信息,请随时继续!

p.s. 我相信部分同学只会法语,不会英语。
作者: 想想    时间: 2009-4-7 12:11
Post by montrealpost;2201790
Pick up payphone, DON'T put in $0.50, just dial their 1-866#, enter PIN#, enter e.g. 514-123-4567(can't remember if u need to + 1 :p , I do need to +011 for international).

If u only talk for 1 minute, they only take off $0.04. That's their rate for anywhere in Canada+US, a bit more for other countries. $5 card minimum. Mine is the Prepaid Long Distance cards on the left, NOT the International on the right @ http://www.presidentschoice.ca/PCTelecom/DefaultTelecom.aspx

IMPORTANT: PC's official answer is "depending on individaul PayPhone", but I still believe it's a loophole. We've been using the card in Montreal+Longueiul+~10 US/CDN airports at NO additional charge, all 4 cents a min.


It's very helpful information. Thank you.
By the way, which prepaid phone card you are using?
作者: jem'enfous2    时间: 2009-4-7 13:25
提示: 作者被禁止或删除 内容自动屏蔽
作者: thanksgive    时间: 2009-4-8 00:29
法语偶就无能为力了, 估计法语报纸上有更多精彩的vente, 能自己看懂的最好啦.
Post by montrealpost;2201796


p.s. 我相信部分同学只会法语,不会英语。

作者: thanksgive    时间: 2009-4-8 00:31
interesting, 从来没想过还有这种事. 因为有cellphone, 所以很少用payphone. 不过倒是很好的trick.
Post by montrealpost;2201790
Pick up payphone, DON'T put in $0.50, just dial their 1-866#, enter PIN#, enter e.g. 514-123-4567(can't remember if u need to + 1 :p , I do need to +011 for international).  

作者: thanksgive    时间: 2009-4-8 00:36

作者: montrealpost    时间: 2009-4-11 14:22
"MP,SAQ自灌酒业务马上要关闭了,marche central的本月底结束。" ==>  非常感谢知会 !死啦!死啦! :frown:
不幸 . . . . . . 到5月上旬 我真的没有时间,否则我会跑到那里看看, 再 :cool: 。。 。 。 。喝酒!!

"法语偶就无能为力了 . . . . " ==> 偶陪你

" . . . . By the way, which prepaid phone card you are using?" ==> I have few more PC cards from friend.

When we need more calling time, I would supplement PC with the green [color="Red"]Calling Card; per minute rate is cheap, but service charge every 5 days. Check e calling card dot ca

We`re not too happy with the quality of most cheap cards, including the Calling Card, I`m thinking of checking into VOX Global in the future.  NOT SURE if there`s any catch or anything yet.  Check vox.ca

REMINDER:  There`re cheap alternativeSS: VOIP phones/SKPE/Google Voice(coming soon)

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global.png

作者: montrealpost    时间: 2009-4-24 13:12
标题: Correction: VOX International, not Global
It was the International card that's cheaper in rates, believe there's ?? fee or whatever.

I've made a few calls from pay phone last week with the PC Prepaid Card, still only $0.04 per minute.
Both 1-514-###-#### and 514-###-####(without 1 in front) worked.  
For calls that no one answered(no answering machine), no charge.

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作者: montrealpost    时间: 2009-4-24 13:23
标题: Hydro Quebec - 用信用卡付账单
用信用卡付 Hydro Quebec账单, through ePost(free service) by Canada Post.  Details:
http://www.epost.ca/main/en/home.shtml
作者: montrealpost    时间: 2009-4-24 13:46
标题: 免费名片, 免费图章等
几年前,我提过的 免费名片, 免费图章, 等等。 您需要支付运费:
http://www.vistaprint.ca/
作者: montrealpost    时间: 2009-4-24 13:54
标题: 过度用的 免费/廉价 的拨号上网
WARNING:  old modem dialup will tie up your phone line(=BUSY).

1.  10 hours/month free from Juno:
http://account.juno.com/s/landin ... &productId=free

2.  10 hours/month free from NetZero(believe run by same people/company for Juno):
http://www.netzero.net/start/landing.do?page=www/free/index

3.  Unlimited dialup at $2.95+tax from:
http://295.ca/
作者: montrealpost    时间: 2009-7-16 14:31
标题: Car Sharing
Besides rental, membership for car sharing:

http://www.communauto.com/
http://www.cityflitz.com

p.s. not trying VOX calling card - too much miscellaneous charges.
作者: montrealpost    时间: 2009-9-17 15:53
标题: CEDA
An interesting community centre:

Comité d’éducation aux adultes de la Petite-Bourgogne et de St-Henri (CEDA)
2515, rue Delisle, Montréal, Québec (Canada)
514 596 4422

http://www.ceda22.com/index.php
作者: keaiyy    时间: 2009-10-1 20:58
记号。不过不怎么支持PRIMUS,这个东西服务不好,如果有问题,让人很头疼。
作者: montrealpost    时间: 2009-10-19 12:29
标题: Primus CS
"不过不怎么支持PRIMUS,这个东西服务不好  。 。  。  。  。" ==>  Unfotunately all those companies are all very similar  。 。  。  。  。  in general, CS in US is much better than Canada.

TRICK for calling Primus:
- call in morning(s),
- choose [color="Red"]FRENCH option,
- u will be "branched" to the CS centre in Maritime.

Those people are complete fluent in both English and French.  Mostly has been there for a long timer.  A lot more knowledgable and curtious.
作者: montrealpost    时间: 2009-10-19 12:50
标题: Hyro Quebec 冰箱回收推广计划($60+$50/$25) + 低收入家庭 冰箱替换计划 ($75)
A.  Hyro Quebec 冰箱回收推广计划:
Have your OLD refrigeratore picked up for free and get $60 from Hydro Quebec.
Buy a new ENERGY STAR refrigerator and get $50 from Hydro Quebec.  Qualify freezer will get $25.
Believe there`s something from Hydro Quebec for other type of Appliance(s), I can`t find info now.

B.  低收入家庭 冰箱替换计划:
For low income family with a refrigerator that`s over 15 years old, they can have their old fridge EXCHANGED into a new one for only $75.

DETAILS : http://www.sinoquebec.com/bbs/showthread.php?t=689772
作者: poppop    时间: 2009-12-7 19:31
如果用信用卡付账的话,是不是想当于高利息从信用卡账户借钱呢?好像和一般用信用卡消费不一样吧?
Post by montrealpost;2218971
用信用卡付 Hydro Quebec账单, through ePost(free service) by Canada Post. Details:
http://www.epost.ca/main/en/home.shtml

作者: montrealpost    时间: 2009-12-19 14:53
这个是为自己留的记号, I havn`t try yet。If anyone have more details please feel free to comment.
Post by poppop;2439649
如果用信用卡付账的话,是不是想当于高利息从信用卡账户借钱呢?好像和一般用信用卡消费不一样吧?
Post by montrealpost;2218971
用信用卡付 Hydro Quebec账单, through ePost(free service) by Canada Post.  Details:
http://www.epost.ca/main/en/home.shtml

作者: montrealpost    时间: 2009-12-20 13:45
标题: Hydro Quebec - www.epost.ca
这个是为自己留的记号, I don't have time to try/check it yet, sorry。 Reference:

http://sinoquebec.com/bbs/showthread.php?t=630337
http://sinoquebec.com/bbs/showthread.php?t=638424
作者: montrealpost    时间: 2009-12-20 13:51
标题: ~"VOIP" phone
再给自己 多留记号:
1.  Magic Jack - http://www.magicjack.com
2.  http://www.cantalk9000.com sold by http://www.electrotelinc.com

Please note that CanTalk is new, Magic Jack sold many already but tons of complaints.  Both provide Canadian phone #.  I'm still waiting for ~Voice by Google :p .

------------------------
p.s. following by super777同学 (欢迎点击或打击 ):

免费 电脑打中国, 加拿大 等其他国家电话 软件 mediaring talk, 喜欢的捧个场, 如果人气高, 我会多来发发大家感兴趣的信息。
www.mediaringtalk.com 免费下载 安装 需要注册 很简单, 有中文界面, 希望大家简单,省去电话卡巴
作者: montrealpost    时间: 2009-12-20 14:33
标题: AMT月票 8.33% off/YEAR
I thought I saw similar discount program by [color="Red"]STL(Laval - www.stl.laval.qc.ca) via Commu Auto 2 years ago, but non of my friends were interested.  Can't find it now.  Not sure if it did/does exist.

There is no such program by [color="Red"]STM(Montreal - http://stm.info) nor [color="Red"]RTL(South Shore - www.rtl-longueuil.qc.ca).

However, 100% sure discount programs exist for [color="Red"]AMT(Commuter Train including STM portion).  Basically pay for 11 months with your credit card, then AMT give u the 12th month FREE.  There are 2 different programs by AMT.

AMT月票 年省8.33% @ http://sinoquebec.com/bbs/showthread.php?t=704749

Merry x'Mas & Happy New Year!
作者: montrealpost    时间: 2009-12-29 12:34
标题: Cheap Teeth Cleaning 廉价可靠的牙齿清洗 (成人$35,6-13岁儿童$10)
In Canada, most dentists suggest cleaning teeth every 6 months.  Someone said ~10 months in China.

I believe most dentists charge ~$80-$100 for teeth cleaning.  Plus ~$50 for first time x-ray.  For those of u who don't have private insurance, check out the following.  It will cost $35 for cleaning, x-ray included. They can/will refer u to other dentists if more work needed (may be at regular $, not sure).

http://www.cmaisonneuve.qc.ca/?1 ... 0-86AC-4FD04CC9017B

如果你有其他的信息,欢迎在这里分享。
作者: montrealpost    时间: 2009-12-29 13:31
标题: 老弱伤残
I'm not specialist, if there's any question, please reference 加拿大福利政策汇总 or check out 税务与福利 Forum

Shelter Allowance Program for over 55 and low income, max~$80/mth.  Misc. assistance programs in Housing

Subvention et bon REEI pour Handicapees

老弱伤残 家庭护理 援助计划 @ http://sinoquebec.com/bbs/showthread.php?t=706670。
作者: montrealpost    时间: 2010-1-2 14:09
标题: STM 月票 2010
1.  New programs: a.  Annual OPUS(Adult), b. "4-months Pass"(Reduced Fare) and c.  AIR MILES Program.

2.  STM Transportation Cocktail

3.  Old program: free single-trip tickets for elderly in Point Claire. (Is there one for D.D.O.?)

Details @ http://sinoquebec.com/bbs/showthread.php?t=707800
作者: montrealpost    时间: 2010-1-2 14:14
标题: STM Transportation Cocktail
DUO Auto + Bus
By agreeing to purchase 12 consecutive STM monthly fares, you will have access to Communauto’s vehicles for only $5 per month, without having to pay the usual $500 subscription fee. Complete an application form on the Communauto website.

Bixi-Bus
By agreeing to purchase 12 consecutive STM monthly fares, you will enjoy a 50% reduction on the annual subscription to the Bixi self-serve bicycle rental service. Complete an application form on the Bixi website.

Bixi-Auto-Bus *
Members of the Duo auto +bus programme can add the Bixi self-serve bicycle rental service to their subscription. Their Communauto account will then be credited $34.55, equal to 50% (before taxes) of the annual subscription cost to Bixi. Complete an application form on the Communauto website.

* Alternatively, u can get $10 credit towards BIXI from Communauto (if u don't want annual Bixi membership)

Tandem Vélo-STM **
The members of Vélo Québec Association can obtain an OPUS card charged with five monthly transit fares, valid from November 15 to April 15. As a bonus, your OPUS card will be charged with six free trips. Complete an application for on the Vélo-Québec website.

** There is membership charge for Vélo-Québec.
作者: montrealpost    时间: 2010-1-2 14:46
标题: Bécikvert – Free Bicyles Rental
Summer only, there is free bicycle rental outside the Mont-Royal Metro exit. Helmet + Lock included, only require one valid photo ID(Passport/Driver’s License/Health Card).  For your reference, in 2009:

- Rental started on June 4, ended Sept. 7,
- Daily maximum rental 10am-7pm (=9 hours),
- maximum 2 reservations(=2 days) per week.

Check http://mont-royal.net.  If it doesn’t work, web search "Bécikvert" or "Odace Evénements"(=organizer).
作者: montrealpost    时间: 2010-1-3 14:39
标题: STM 月票 2010
1.  New programs: a.  Annual OPUS(Adult), b. "4-months Pass"(Reduced Fare) and c.  AIR MILES Program.

2.  STM Transportation Cocktail

3.  Old program: free single-trip tickets for elderly in Point Claire.
(Is there one for D.D.O.?  那位同学知道, 麻烦分享信息。)

Details @ http://sinoquebec.com/bbs/showthread.php?t=707800
作者: montrealpost    时间: 2010-1-3 14:41
标题: Bécikvert – Free Bicyles Rental
Summer only, there is free bicycle rental outside the Mont-Royal Metro exit. Helmet + Lock included, only require one valid photo ID(Passport/Driver’s License/Health Card).  For your reference, in 2009:

- Rental started on June 4, ended Sept. 7,
- Daily maximum rental 10am-7pm (=9 hours),
- maximum 2 reservations(=2 days) per week.

Check http://mont-royal.net.  If it doesn’t work, web search "Bécikvert" or "Odace Evénements"(=organizer).
作者: montrealpost    时间: 2010-1-3 14:48
标题: STM 月票 2010
1.  New programs: a.  Annual OPUS(Adult), b. "4-months Pass"(Reduced Fare) and c.  AIR MILES Program.

2.  STM Transportation Cocktail

3.  Old program: free single-trip tickets for elderly in Point Claire.  (Not sure about D.D.O.)

Details @ http://sinoquebec.com/bbs/showthread.php?t=707800
作者: montrealpost    时间: 2010-1-3 14:51
标题: Bécikvert – Free Bicyles Rental
Summer only, there is free bicycle rental outside the Mont-Royal Metro exit. Helmet + Lock included, only require one valid photo ID(Passport/Driver’s License/Health Card).  For your reference, in 2009:

- Rental started on June 4, ended Sept. 7,
- Daily maximum rental 10am-7pm (=9 hours),
- maximum 2 reservations(=2 days) per week.

Check http://mont-royal.net.  If it doesn’t work, web search "Bécikvert" or "Odace Evénements"(=organizer).
作者: montrealpost    时间: 2010-1-24 16:24
标题: 购买笔记本电脑 - 牌子和保修 - 我们的选择
A.  Brand (牌子)
We've used so many computers and laptops in our lives.  Many sayings and comparisons on different brands.  When we bought our last laptop in 2007, my decision:-
1.  buy the cheapest one in the store :p
2.  use a Gold Credit Card that provides extended warranty.

With today's price of laptop . . . . commodity only.  Any cheap one will do the job for word processing and webbing.  After the 2 years warranty . . . . . if the dame thing breaks, just buy a new one.  :cool:

Our 2.5 years old Acer is still the best laptop I've ever used.  Friend's HP . . .  see below.

B.  Warranty (保修)
1.  Use a Credit Card that gives u extended warranty, normally double.
2.  If your computer break down shortly after warranty, call and check if there's any recall.  See below.

C.  Return/Refund
Few years ago, I've heard of Costco giving ~6 months refund policy.  Anyone know?!

----------------------------------------
Friend's HP DV 9310 TX2, purchased May 2007.  
1.  Repaired Oct. 2007, apparently there's a design defeat, something about the fan and motherboard.

2.  Fall 2008, machine blacked out.  Original warranty finished, thought Gold Card would cover repair.  Called HP, there was a recall on the model, HP changed the motherboard at $0.  HP arranged all shipping at $0.

3.  Nov. 2009, blacked out again.  Called HP, recall of the machine was over in June.  Customer Service offered to elevate the case.  End result: HP changed new motherboard again at no charge. Shipping $0.

4.  Dec. 2009, blacked out after 2 weeks.  HP fixed it again.  There's a 3 months warranty(AUTOMATICALLY) after each fixing.

Unfortunately, I couldn't talk HP into giving my friend a new laptop.
作者: montrealpost    时间: 2010-3-1 11:39
标题: Updates
1.  HSBC Internet Accounts (Personal)
There will be charges to use BMO ATM machine starting ~mid-March.  It appears that we can continue to use National Bank ATM with no charge.

2.  HSBC Internet Accounts (Business)
New [color="Red"]no fee account for small businesses.  Unfortunately, it MAY not be suitable for depanneur.

Details: https://www.hsbc.ca/1/2/en/busin ... ors/business-owners

3.  Bell increase $2/month for home phone in 2010, already changed to Primus.  Will write details when I find time.

4.  I was about to switch over to the green Calling Card, with the following coupon, we'll continue to use PC prepaid long distance for another year.  Best promotion so far.  (Still don't need to pay $0.50 at payphones)

Coupon is also available directly at http://www.pctelecom.ca/DocDownloads/en/PCTLDcouponFeb252010.pdf

5.  Additional school for Hair Cut/剪发:
École des métiers des Faubourgs de Montréal (Institut supérieur Mode beauté des Faubourgs)
2050, rue Parthenais, Montreal.  (514) 596-4600x5718

Prices and details see:  http://www2.csdm.qc.ca/Faubourgs/services/clientele.html
也有美容部: 可以做面部护理,不知道他们 对你的脚脚做什么 。 。 。 。 。   :p

---------------------------
For my records:
Ladies Nights: http://www.catherineperreault.com/
Long séjour: http://www.celebritours.com/index.php?page=offers&type=sej
家庭度假营: www.vacancesfamiliales.qc.ca

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作者: montrealpost    时间: 2010-4-16 15:24
标题: 夏天种花 - 给公司/机构/团体的 - May 14, 2010
Last year's posting for individuals @ http://sinoquebec.com/bbs/showthread.php?t=632085

给公司/机构/团体:  15000 flours to give away on Friday May14, 2010
For Eco-quartiers Saint-Marie, Saint-Jacques and Peter-McGill.

[color="Red"]Registration required: 6-30 April, 2010

888 boul. deMaisonneuve East, 5th floor
275 rue Notre-Dame Est, rez-de-chaussée

For further infomation: phone 311 or http://ville.montreal.qc.ca/villemarie
Post by montrealpost;2194183
Every year, I get my summer flowers FREE from City.  Put them into my planter boxes, give some to a friend in Ville Anjou.  It's a lot of fun to see them grow.  Details @ http://sinoquebec.com/bbs/showthread.php?t=631249

If u don't have time to go, or not available in your area, or don't want to wait:
just buy your "baby flowers :p" from Loblaw/Maxi/Cdn. Tire/Home Depot/etc.  ~$2-$5/box of 6 or 12 plants.

那么  。  。  那么  。  。  。  。  。  整个夏天你都像我一样  。  。  。  。  。   天天与花儿谈心 和对饮!哈哈!

作者: montrealpost    时间: 2010-5-8 14:00
标题: Cheap Hotel/Hostel ~downtown
Bookmark for myself:
Post by jiahong;2199557
   。  。  。  。  需要住宿时,魁北克大学(UQAM)新建的学生公寓是一个很好的选择,舒适,漂亮,经济,且位居Downtown繁华地段。联系方式为:

The Résidences Universitaires UQAM
2100, rue St-Urbain,
Montréal (Québec) H2X 4E1 Canada
Information and Reservation Phone: (514) 987-7747 Fax: (514) 987-0159
Email: residences@uqam.ca
http://www.residences-uqam.qc.ca/nresinn/nri_welcome.htm  

作者: montrealpost    时间: 2010-7-11 15:17
标题: Wills = 遗嘱 = 平安纸
政府网站链接 : http://www.justice.gouv.qc.ca/en ... rale/testamen-a.htm

If anyone has sample copy of wills document, please upload it.  Please make sure it's OK for Quebec.
作者: montrealpost    时间: 2010-7-11 15:51
标题: Costco 买电脑/笔记本电脑 - 保修政策
Warranty and Returns: (保修政策)

-  Costco extends the manufacturer warranty to 2 years (保修扩展至2 年)
-  Returns accepted within 90 days from date of purchase (从购买之日起 [color="Red"]90天之内 接受退货)
-----------------------------------
Details copy from Costco.ca, believe same policy applies to computer/laptop purchased from store:

THE RETURN POLICY FOR TELEVISIONS, PROJECTORS, COMPUTERS, CAMERAS, CAMCORDERS, IPODS / MP3S, AND CELLULAR PHONES IS 90 DAYS FROM DATE OF PURCHASE.

For COMPUTERS, TELEVISIONS and PROJECTORS, Costco extends the MANUFACTURER'S WARRANTY to two years from date of purchase. Please call Costco Concierge™ Technical Support @ 1-866-231-9731 for warranty assistance.

PLEASE RETAIN YOUR RECEIPT FOR PROOF OF WARRANTY ENTITLEMENT.

For FREE technical support, set-up help, or warranty assistance for televisions, computers, cameras, camcorders, and iPods / MP3s, call Costco Concierge™ Services @ 1-866-231-9731.

This service is available exclusively for Costco members. Costco.ca products can be returned to any of our more than 500 Costco warehouses worldwide.

作者: montrealpost    时间: 2010-10-10 15:59
标题: Aid a restaurer votre propriete
Aid a restaurer votre propriete~=修复建筑

City pay upto 30% of total expenses not less than $5000

http://ville.montreal.qc.ca/port ... &_schema=PORTAL

Not finished, to be continued . . . .
作者: Montreal0909    时间: 2010-10-10 18:05
I admire LZ so much!
作者: montrealpost    时间: 2010-10-13 13:15
谢 谢 !
作者: montrealpost    时间: 2010-10-13 13:21
标题: 廉价避孕套和其他用品
Listing of items for sales: http://www-health.concordia.ca/forsale/index.php (无税)

需要学生证。最少购买5刀,可以用信用卡支付。
作者: montrealpost    时间: 2011-1-12 14:39
Food Bank (食物银行 - 2001年的信息) @ http://sinoquebec.com/bbs/showthread.php?t=759449

剩男岛的社区饭堂 1 - 介绍  @ http://sinoquebec.com/bbs/showthread.php?t=759444
社区饭堂 2 - 免费餐 @ 跑到楼下的 社区饭堂 6 - 终结篇 里面
社区饭堂 3 - ~社区饭堂 @ http://sinoquebec.com/bbs/showthread.php?t=793930
社区饭堂 4+5 - 长青饭堂+送餐服务 @ http://sinoquebec.com/bbs/showthread.php?t=765601
社区饭堂 6 - 终结篇 - 另类免费餐 @ http://sinoquebec.com/bbs/showthread.php?t=762166

请问免费的食品能白吃吗? @ http://sinoquebec.com/bbs/showthread.php?t=17768

现在的蔬菜不太昂贵,暂时仍未需要再买 我的 Good Food Box http://sinoquebec.com/bbs/showthread.php?t=660348
作者: montrealpost    时间: 2011-2-16 13:15
标题: Prepaid Long Distance Calling Card - 长途电话卡 (预付)
我仍在用PC长途电话卡 和 绿色的 Calling Card。PC刚告诉我,魁省的法律变化,他们的电话卡没有 有效日期了,= 永远有效。我主要用于公共电话亭打电话,4分 per 分钟,没有公共电话亭收费。没有写错,在公共电话亭拨打一个简短的本地电话,只收取4分 ; 唯一的问题是,来电显示 多伦多号码。http://pctelecom.ca/defaulttelecom.aspx/language/english

* The PC internation card (middle of 3 pictures) no phone booth charge also, but I'm not sure about it's rate.  May be 5 cents per minute.

Calling Card
0.5 cent/min land, Mobile 70min./$5 France(~7.15cents/min), 60min/$5.
$2.5/4 weeks
$5/8 weeks
$10/ 12 weeks
514-448-5965

The day after u first use the card $0.21, thereafter  $0.21 every ~5th day, i.e. +4 days each time.  e.g. u start the card on 31/3, -$0.21 on 1/4, then -$0.21 on 5/4, then 9/4 . . . . .   

The $5 card is sold for $4 in Chinatown, ~$3.8 for 2nd card and+.  Valid for 8 weeks after 1st use.

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作者: montrealpost    时间: 2011-5-5 13:32
$15 unlimited local calls by Public Mobile.  Read discussion @ http://sinoquebec.com/bbs/showthread.php?t=829914
作者: willy huang    时间: 2011-5-5 14:42
谢谢!收藏.
作者: montrealpost    时间: 2011-5-5 15:01
标题: 家电(Primus, ~$25.75+2T) 对比 手电(Public Mobile, $15+2T)
Primus Home Phone increased from $19.95 to $24.95 in March, so now $24.95+$0.40+2Taxes+$0.40(2x911 :confused

Public Mobile just introduced unlimited local calls at $15+2T. Read discussion @ http://sinoquebec.com/bbs/showthread.php?t=829914 。。。。

For myself, Phone(~$25)+answering machine ($0)+ eMail ($0 from www.juno.com), total =$25+T. Public Mobile($15) + answering($5) +unlimited eMail ($5), total ~$25.  Almost same price, I'm not switching right now.
----------------------------------------
Everyone's need is different, it`s worth checking out http://www.publicmobile.ca.

1. Free trial for 7 days  。。。。 do try it to check reception in your area  。。。。
make sure u return things on [color="Red"]6th day, not 7th to avoid trouble.

2. New Buzz Phone looks like Blackberry. ~$99+2T.

3. The Chinese Sales rep. in  Plaza Alexis Nihon (Atwater MTR, in basement outside Zellar) are very helpful.
Add: 1 Place Alexis Nihon, Kiosk 12, Montreal, 514-904-1881

4.  Discussion of Public Mobile @ http://sinoquebec.com/bbs/showthread.php?t=829914

5.  No sure if there's still $20 referral bonus.  Good to split between 2 persons.

U guys have fun!
作者: montrealpost    时间: 2011-5-21 13:32
标题: ~$40 PC Mastercard 欢迎奖金, 相对麻烦的!
Many credit cards offer more than 1% rebate, PLEASE CHECK YOUR OPTION(S) first.  If still interested:

1. 电1-866-745-6812, 申请 President Choice 万事达卡
2. 用我的推介代码: 99330B1BD6 (~八月三十日, 每个推介 我得~10刀。太烦太久, 钱我全收, 不分了!)
3. 您的万事达卡邮包 包括2万点(points)的优惠券 ,总价值~$20。需要等待6-8周,另外的2万点 自动加到您的帐户。

您的 PC万事达卡还为您提供:
1. 免费 购物保险,购物后 90天内,保被盗,遗失或损坏的。
2.  免费延长保修期。制造商的双倍保修, 最多可多加 4年。
3.  可以 在帐户上 多加4个家庭成员的免费附属卡。

我先指明 :- 相对麻烦的!
作者: montrealpost    时间: 2011-7-18 15:36
标题: ~兽医
有猫猫狗狗的  。 。 。 。 。 听说兽医收费非常昂贵,也听说兽医乱收(医药)钱 。。。。。 听说 :p 楼下这个地方收费合理 :

Vanier College
Animal Health Clinic (by students)
821 Sainte-Croix, Montréal, Québec Canada H4L 3X9
514-744-7500
More info @ http://www.vaniercollege.qc.ca/a ... nology/about-us.php

首先阐明,这只是 Animal Health or Veterinary Technician。我不知道Technician跟兽医有什么差异,只听说什么注射便宜也可靠的。
作者: montrealpost    时间: 2011-7-20 19:57
标题: ~狗狗的特殊培训
狗狗的特殊培训 - 免费培训中/大型狗狗拖动 Scooter 和 Kick Sled 的 Club。培训班在 Lafontaine 公园 每2周一次,岛外有其他的时间表,自己网上看。

听说她们并不推人 购买她们公司的东西。如有问题,请直接问她们。http://powerpawsdogclub.com

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作者: montrealpost    时间: 2011-7-20 20:28
标题: Parc La Fontaine 聚会
经常看到你们在 Parc Angrignon 组织聚会,其实 Parc La Fontaine 可能会更好。有湖,有n个??球场 。 。 。 。有很多东东。 除了在街道上停车,还有免费停车场 (好像是从 Rachel 转入 Calixa Lavalee, 尽头是个不小的免费停车场 = Centre Culturel Calixa-Lavallée 旁)。

在公园的东北角(Rachel/Emile Duploye) 有两个半封闭的地方,n 多野餐桌,先到先得。烧烤会,生日会,临时自制?球场 。 。 。 。 遍布公园各处。另外,在冬天的时候,有免费湖上溜冰,有音乐的 。好像还有人在公园里玩 cross country skiing :p .

Parc La Fontaine
Montreal, QC H2L 3A8
514-872-3947 (公园有电话 :confused: )
http://montreal.com/parks/lafontaine.html
作者: montrealpost    时间: 2011-8-9 18:50
标题: 终于 search 到自己的帖子拉!
终于 search 到自己的 Fusion 帖子拉!还有其它几个美食版块帖子,给自己留个标记:

自制豆腐花 @ http://www.sinoquebec.com/bbs/showthread.php?494915
今天终于做出油条了!还有我们家豆浆的简易做法 @ http://www.sinoquebec.com/bbs/showthread.php?297551
为了生存,每周要做一次鸭子 @ http://www.sinoquebec.com/bbs/showthread.php?521981
我也做成辣椒油啦 @ http://www.sinoquebec.com/bbs/showthread.php?466067
月饼,月饼,,,方方的月饼 @ http://www.sinoquebec.com/bbs/showthread.php?240466
甜酒做好了 @ http://www.sinoquebec.com/bbs/showthread.php?15603

MP Fusion = MP 乱炖 (0) @ http://www.sinoquebec.com/bbs/showthread.php?528534
MP Fusion (1) - Chili Con Carne (不辣的辣椒乱炖) @ http://www.sinoquebec.com/bbs/showthread.php?528536
MP Fusion (2) - Tourtière (魁瓜的混肉馅饼) @ http://www.sinoquebec.com/bbs/showthread.php?528786
MP Fusion (3) - Beef Stroganoff (俄罗斯著名的煎牛排条 酸奶酱 烩蛋面/饭) @ http://www.sinoquebec.com/bbs/showthread.php?528811
MP Fusion (4) - Vichyssoise (法国的大葱?(leek)土豆汤) @ http://www.sinoquebec.com/bbs/showthread.php?531175
MP Fusion (5) - Tandoori Chicken (印度的BBQ烤鸡) @ http://www.sinoquebec.com/bbs/showthread.php?534679
MP Fusion (6) - Bigos (波兰国菜 - 猎人的炖混肉大朵烩) @ http://www.sinoquebec.com/bbs/showthread.php?561450
MP Fusion (7) - Spaghetti alla Carbonara(经典 熏肉鸡蛋 意大利面条) @ http://www.sinoquebec.com/bbs/showthread.php?588636
MP Fusion (8) - Pierogi (东欧人的饺子) @ http://www.sinoquebec.com/bbs/showthread.php?603284
MP Fusion (9) - Cabbage Roll (欧洲+东亚人的白菜卷) @ http://www.sinoquebec.com/bbs/showthread.php?618059
MP Fusion (10) - Anchovies (老外的油浸咸鱼) @ http://www.sinoquebec.com/bbs/showthread.php?618653
MP Fusion (11) - 超级懒人的 "叮叮/烤箱" 餐 @ http://www.sinoquebec.com/bbs/showthread.php?623754
MP Fusion (12) - 我要去霹雳 (买外卖去 Picnic) @ http://www.sinoquebec.com/bbs/showthread.php?670157
MP Fusion (13) - Smoked Salmon (熏鲑鱼) @ http://www.sinoquebec.com/bbs/showthread.php?687722
MP Fusion (14) - MP菜汤 (西式的) @ http://www.sinoquebec.com/bbs/showthread.php?722635
MP Fusion (15) - Bubble and Squeak (传统英国菜 = 翻热剩菜/农夫菜) @ http://www.sinoquebec.com/bbs/showthread.php?768430
MP Fusion (16) - Candied Fruit Peel / 蜜饯果皮 / 糖柑桔 @ http://www.sinoquebec.com/bbs/showthread.php?809687

NND! There was a buy-1-get-1-free at Fulum Buffet in ~April/May, nobody mentioned it.  This winter, will continue 一起说 餐馆冬季 促销活动 @ http://www.sinoquebec.com/bbs/showthread.php?611459
作者: iMP    时间: 2012-7-9 13:50
又见 "投资florida 房产" 贴子,提醒同学们 如果认真考虑购买在佛罗里达州物业的,记得加做 China Drywall 专项检查,加钱做好点的 special inspection。佛罗里达州 China Drywall 问题严重,你们自己网上慢慢找信息。
_____________________________________

speakout7eleven.ca, Rogers Network, calls $0.25/min.($25/yr), Unlimited Data Plan $10, http://www.sinoquebec.com/bbs/showthread.php?895742
_____________________________________

MP Fusion (17) - 简易懒人凉皮 @ http://www.sinoquebec.com/bbs/showthread.php?918834
MP Fusion (18) - 懒人咖喱和印度菜 @ http://www.sinoquebec.com/bbs/showthread.php?919085
MP Fusion (19) – Ratatouille(法国的杂乱无章大锅素菜)@ http://www.sinoquebec.com/bbs/showthread.php?919869
MP Fusion (20) – 狗仔粉  。。。 Spätzle (德法/西欧n国的 无汤有蛋疙瘩/蛋面) @ http://www.sinoquebec.com/bbs/showthread.php?920034
作者: iMP    时间: 2012-7-15 12:50
Post by iMP;3108460
  。  。  。  。  。  Furthermore, Channel# 62 = CJNT-TV = Metro14 = http://www.metro14.ca/index.php/home :
广东话新闻 - 周二至周六上午 11:00-11:30 - 周一至周五晚上 21:00-21:30
普通话新闻 - 周二至周六上午 11:30-12:00 - 周一至周五晚上 21:30-22:00  。  。  。  。  。
终于找到了,蒙城免费高清电视 频道62 Metro14,实际上是 City TV。每周电视节目指南(TV guide)不在 Metro14 网站,在 http://www.citytv.com/montreal

近来每个周六晚上9点 播放广东话或普通话电影,可能在下面的网站找到 中国电影 预告 http://www.omnitv.ca/ontario/tv/supercinema
_____________________________________

考枪证有兴趣的同学们,看 http://www.sinoquebec.com/bbs/showthread.php?915087
_____________________________________

合买酿酒设备 @ http://www.sinoquebec.com/bbs/showthread.php?802983
作者: eden    时间: 2012-7-23 12:51
标题: 现在的ING DIRECT 推出了免费的DEBIT Card
一般的银行都对Debit Card 收年费(老年人除外),还有消费次数的限制,存款最低限额。只有ING 银行不收年费,没有存款最低限额,无限制消费次数,非常好用。如果不是它没有信用卡业务,我就考虑取消其他的银行卡了。

CALLING CARD, 预付卡不好用,卡里的钱经常莫名其妙消失,可是如果注册在手机或固定电话上,就很好用。因为每次打的信息都很明白地显示在帐单上,不怕它乱扣钱。
作者: iMP    时间: 2012-10-30 22:02
谢谢 e同学分享信息!ING 银行长期有转介计划 (Referral Program),如果介绍新客户,双方各得一些钱(奖励)。如果其他同学有兴趣,请直接联系 e同学(send Private Message),或另外开帖子问。

CALLING CARD 预付电话卡
没有莫名其妙乱扣钱,51楼已经写了扣钱方法。但是有点乱计分钟,例如:用5分钟扣除6或7分钟的钱,用15分钟扣16至20分钟的钱。但是,因为一分钟只收0.5分($0.005),无所谓!我们主要打电话到欧洲,其他公司收费比较多,不少公司也乱计分钟。测试了很多次不同的公司,在我们来说(+我们的使用量),还是 Calling Card 最好。另外,我们还在用 PC 预付电话卡,在公共电话亭打本地电话仍然是5分钱一分钟,没有50分的公共电话亭费用。
_____________________________________

电视免费频道62台 - 周六电影和普通话新闻 @ http://www.sinoquebec.com/bbs/showthread.php?937836
_____________________________________

廉价可靠的牙齿清洗(但很花时间):
1. College de Maisonneuve 514-787-1702 (下面37楼写的), http://www.cmaisonneuve.qc.ca, 自己网站里找 "Soins dentaires" 链接。现在成人是40刀。
2.  John Abbott College 514-457-5010 比较便宜,http://www.johnabbott.qc.ca ,自己网站里找 "Dental Hygiene" 或 "Dental Clinic" 的链接。
_____________________________________

MP Fusion (23) - Hungarian Goulash (匈牙利国菜) 和 Chicken Cacciatore (意大利名菜) @ http://www.sinoquebec.com/bbs/showthread.php?939016
MP Fusion (22) - Lancashire Hotpot (英国的羊肉土豆锅, ,没火的) @ http://www.sinoquebec.com/bbs/showthread.php?937269
MP Fusion (21) - Sauerbraten (德国传统国菜 - 醋烩牛肉) @ http://www.sinoquebec.com/bbs/showthread.php?937042
作者: iMP    时间: 2012-12-11 14:51
标题: S.A.D. = 冬季优郁症
S.A.D. = Seasonal Affective Disorder = 冬季优郁症

又到时间啦!  我,我,我 。 。 。 。为什么放这里 。 。 。 。可能我也病了!

-------------------------------------
政府报税义工(英文/法文) @ http://www.sinoquebec.com/bbs/showthread.php?943192
作者: iMP    时间: 2013-1-22 17:48
标题: Shelter Allowance(E)/Allocation-logement(F)/住房补贴计划(C) - UPDATE
有一位非专业但可靠的朋友 说愿意有偿提供50岁以上报税服务。有兴趣的同学可以站内 PM 联系。
___________________________

政府给低收入的住房/补贴 分多种类型,我也不清楚。好像是 Social Housing/COOP/OBNL 只收取25%的收入作为租金。Shelter Allowance/Allocation-logement/住房补贴计划 是不同的补贴,为低收入家庭提供额外的财政援助,好像需要单独申请。住房补贴计划的目的对像是[color="red"]低收入业主,租户,住客或合租者。财政援助最高可达到每月80刀。低收入定义请参阅 http://www.habitation.gouv.qc.ca ... ation_logement.html 内的表。近期的更改:
- 你有小于50,000元的物品或现金(不包括房子/土地/家具/车的价值)。
- 1/10/2012 53岁可以申请,1/10/2013 52岁可以申请,1/10/2014 51岁可以申请,1/10/2015 50岁可以申请。

网站好像不提供补贴计算方法,刚刚"借到"一个副本,就在这里写写。[color="red"]请不要问我问题,我知道的 全在这里写了。计算方法:
1.  LOYER ADMISSIBLE
Loyer annuel . . . . . . . . . . . . . . . . . . . . .  [color="red"](A) $7,000

2.  PARTIE DU REVENU PRISE EN COMPT DANS LE CALCUL
Revenu de votre menage en 2011 . . . . . . . . . . $13,000
Taux applicable . . . . . . . . . . . . . . . . . . . . . .      x    30%
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . [color="red"](B)=$3,900

3.  CALCUL DE L'ALLOCATION-LOGEMENT
Montant [color="red"]A (maximum: $5,136) . . . . . . . . . . . . $5,136(不知道这个数字从何而来,也不知道这户人数)
Montant [color="red"]B . . . . . . . . . . . . . . . . . . . . . . . . . . $3,900
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  .  =$1,236
Taux d'aide . . . . . . . . . . . . . . . . . . . . . . . . . x    66.67%
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . [color="red"](C)=$824.04

Montant [color="red"]C ($824.04) divise par 12 . . . . . . . . . . . $68.67(每月)

Allocation-logement determinee pour la periode de l'annee de reference durant laquelle vous etes admissible au programme (du 1er octobre 2012 au 30 septembre 2013) = $68.67
Post by montrealpost;2457145
I'm not specialist, if there's any question, please reference 加拿大福利政策汇总 or check out 税务与福利 Forum

Shelter Allowance Program for over 55 and low income, max~$80/mth.  Misc. assistance programs in Housing

Subvention et bon REEI pour Handicapees

老弱伤残 家庭护理 援助计划 @ http://sinoquebec.com/bbs/showthread.php?t=706670。

作者: iMP    时间: 2013-1-24 18:22
标题: 租车保险
有没有说过呢?! 。 。 。 。 每次租车 我只用不收年费的 RBC Rewards Visa Gold @ http://www.rbcroyalbank.com/cred ... l?cardsection=nofee

几年前,我问了细节,包括第三方责任及杂项,但不包括租赁汽车内的个人物品(偷窃)。现在不记得细节了。对这个主题有兴趣的同学请详阅 http://www.theglobeandmail.com/g ... rance/article545409。MP 如有错漏,欢迎更正!
____________________________

注消驾照 @ http://www.sinoquebec.com/bbs/showthread.php?950736
作者: iMP    时间: 2013-6-20 15:14
标题: 10 Safe places to stash your savings
很老的帖子(2010年),甚至我自己也找不到。:p

Setting a little money aside for a rainy day and stashing some cash  safely in an emergency fund are good financial practices to keep. You  never know when you'll need some extra cash for a car repair or to help  cover the bills if you fall ill.

But where do you park those savings? Most chequing accounts pay  peanuts on balances, and with interest rates still near record lows,  it's a tough time to be a saver. I checked with CANNEX, an independent company that compares interest rates and other financial data, to find the best deals for savings kept in taxable accounts --  not registered accounts for RRSPs, TFSAs, or RESPs.

You won't find the highest interest rates at any of the big five  Canadian banks, so if you want a more competitive rate on your balance,  it's worth looking at these ten smaller financial institutions, trust  companies, and online banks.

Use the Switch Bank Accounts Checklist to help move your money to a financial institution that offers a more competitive interest rate on savings.

High Interest Savings Accounts
A high interest savings account gives you the flexibility to get at  your savings in a pinch while adding interest to your balance. The trick is to find an account with no minimum balance or monthly fees that eat  into your return.

People's Trust, a bank in Vancouver, is a savings account leader  offering customers 2.1 percent interest and Ally is not far behind at  2.0 percent. ICICI Bank gives internet-only customers 1.6 percent, while Canadian Tire Bank, ING Direct, and President’s Choice Financial (for  balances over $1,000) offer a rate of 1.5 percent.

These companies are all members of the Canada Deposit Insurance Corporation (CDIC), which means your savings are insured for up to $100,000 per deposit by the federal government.
There must be something about saving in Manitoba, since this prairie province has some serious high interest competition.

AcceleRate Financial, a division of Crosstown Civic Credit Union, has a 2.2 percent savings account with no minimum balance required. Achieva Financial, Outlook Financial, and MAXA Financial (which are also owned  by credit unions in Manitoba) are lagging slightly behind at 2.0  percent.

Deposits are 100 percent covered by the Credit Union Deposit Guarantee Corp. of Manitoba (CUDGC) without any limits. You don't need to be a Manitoban to open an account at a Manitoba credit union and benefit from CUDGC coverage.

Guaranteed Investment Certificates (GICs)
GICs are a good option for savers looking to lock in an investment  for terms ranging from one to five years. Don't invest longer than a  five-year term if you want to keep your deposit insurance -- the CDIC  does not insure GICs with an original date to maturity of more than five years.

Given today's rates, it makes little sense to lock in to a one-year  or three-year GIC. Investors can earn higher interest by sticking to  flexible high interest savings accounts. Better deals can be found in  five-year GICs, where the leaders are CDIC-insured Ally and ICICI Bank  at 3.3 percent, ING Direct with 3.0 percent, and President’s Choice  Financial with 2.6 percent.

For the highest five-year GIC rates in Canada you'll have to forgo  CDIC insurance in favour of Manitoba credit union CUDGC coverage. The  top rates can be found at MAXA Financial for 3.6 percent, Outlook  Financial at 3.45 percent, while AcceleRate and Achieva Financial both  boast 3.4 percent five-year GICs.

All of these rates are for non-redeemable GICs, which means you can't cash them in before the five-year term is up. For up-to-date interest  rates be sure to check with each financial institution.
作者: iMP    时间: 2013-7-14 16:02
标题: Mobile and free LD
www.cellplanexpert.ca 这个网站的首页似乎有一个有趣的工具,以帮助评估手机计划的需求。http://cellplanexpert.ca/plan/Quebec/Montreal 列出当前所有蒙城的手机供应商(部分计划似乎是过时的),除了如下:
1.  Cityfone - http://www.cityfone.net
2.  Good2Go Mobile - http://canada.good2gomobile.com
3.  Sears Mobile- http://www.searsconnect.ca
Both #1 and #2 are MVNO of Rogers, #3 looks identical.  (Mobile Virtual Network Operator)

Not sure if it works, will list free LD offers @ http://www.sinoquebec.com/bbs/showthread.php?975115
作者: iMP    时间: 2014-10-15 16:05
本帖最后由 iMP 于 2014-10-24 22:05 编辑

移动数据计划
有数据计划,就不需要 mobile voice plan,也不需要 SMS。玩法: http://misener.org/ditched-voice-plan-went-data/
其他细节: http://forums.redflagdeals.com/b ... lan-20-1gb-1375400/
其他参考: http://freemobilenetworks.com/best-communication-apps/

价格最低的计划是 Rogers 的 1 GB/$60 ( 实际上不便宜),数据有效期1年。一年最低费用 $60+tax。只适合紧急或低用量的人。
价格最便宜的计划是 tbaytel.net 的 20 GB/$100 (or 10G/$55),数据有效期1年。一年最低费用 $100+tax。但购买 SIM 卡是非常复杂的。http://forums.redflagdeals.com/t ... day-expiry-1397855/

如果任何人 计划购买 tbaytel SIM 卡,请给我发悄悄话(帮我买)。

作者: iMP    时间: 2014-10-25 16:01
Remote Access to Voicemail - Rogers/Fido/Chatr (远程存取语音信箱)

搜索了很久,终于找到了.  我自己也需要的信息
http://www.sinoquebec.com/forum. ... amp;_dsign=cd0154c4
作者: iMP    时间: 2015-12-24 14:32
偶尔去美国的朋友, 除了T-Mobile 或 Roam Mobility 之外, 可以考虑:
1.  免费手机和移动数据计划(用 Sprint 网络)
https://www.freedompop.com
https://ringplus.net
2.  免费移动数据计划(如果我记得正确的话 , 应该由T - Mobile的提供)

如果需要良好的信号,可以考虑 https://www.consumercellular.com (用 AT&T 网络)

FreedomPop is on Sprint’s network, not sure CDMA/WiMax or LTE network.  "Free 100 international minutes/month":

Mobile and Landline (14): American Samoa, Bangladesh, Bulgaria, Canada, China, Denmark, Greece, India, Malaysia, Singapore, South Korea, Spain, Sweden, and Thailand.

Landline only (38): Argentina, Australia, Austria, Belgium, Brazil, Chile, Croatia, Cyprus, France, French Guiana, Germany, Guam, Hong Kong, Hungary, Iceland, Ireland, Israel, Italy, Latvia, Lithuania, Luxembourg, Malta, Mexico, Morocco, Netherlands, New Zealand, Norway, Peru, Portugal, Puerto Rico, Romania, Russia, Slovakia, Slovenia, Switzerland, Taiwan, United Kingdom, and the U.S. Virgin Islands.
作者: iMP    时间: 2016-1-24 16:08
iMP 发表于 2015-12-24 14:32
偶尔去美国的朋友, 除了T-Mobile 或 Roam Mobility 之外, 可以考虑:
1.  免费手机和移动数据计划(用 Sprin ...

除了73楼写的 "住房补贴计划" ,另外还有援助单身母亲和孩子的方案 。 例如:  http://logifem.org 。 需要其他援助的,自己找或问满城华人服务中心 (987 rue Cote, 4e etage, 514-861-5244)。


作者: iMP    时间: 2016-5-12 15:04
montrealpost 发表于 2009-3-30 17:15
刚刚支付了 我们的保费。有房子的同学们 应该都买了保险。在经济下滑的期间,可能有更多的爆窃案和抢劫。租 ...

转眼七年, Kanetix.ca 真 TMD的 . . . . If u only need house/condo insurance, Kanetix only quotes Meloche Monnex now.  After TD bought MM few years back, prices increased a lot.

At last find time to quote this year, found competitive prices from followings:
- PromutuelAssurance.ca
- AGRinsurance.ca (quoted Aviva, Intact, etc)
- The Co-operators (direct quote on their web site)
- InsuranceHotline.com

I didn't have much time, settled for 2nd quote from AGR, only saved 50% on insurance premium. 是啊!只省了一半保费  
作者: iMP    时间: 2017-3-5 11:16
免费法语课程:

1. 魁省移民部(全日制或兼职学习,平日和周末。费用:$0)- 例如唐人街和南岸的 华人服务中心
http://www.immigration-quebec.gouv.qc.ca/fr/langue-francaise/apprendre-quebec/index.html

2. 魁省就业部 (全日制,收取失业金。或兼职学习,费用:$0)
- Full time @ high schools, pay EI. U get paid by Emploi Quebec with unemployment while learning French.  Please ask Emploi Quebec directly, I DONOT have details)
- Part time studies @ CEGEPs (大概每周3小时课。 星期三晚上,或星期六上午或下午。费用:$0)
  a) http://www.cmaisonneuve.qc.ca/international-interculturel/langues/francais-langue-seconde/
  b) https://www.collegemv.qc.ca/formation_aux_adultes/services-aux-personnes-immigrantes/francisation
可以直接向CEGEP申请,或通过其他组织。 例如 http://sinoquebec.com/forum.php?mod=viewthread&tid=1118237

3.  High Schools: (全日制或兼职学习,平日 白天或晚上。费用:$丁丁
CSDM :  Classes every 2 months.  ~$50 registration@6 months, +~$10@2month-class for books/photocopies.
http://csdm.ca/education-adultes/programmes/francais-langue-seconde/
I don't have time to search in other School Boards . . .

4.  Chamber of Commerce
Learning French on the job,  new 3 months pilot project in C.D.N.  www.francaisdansmonquartier.ca

5.  Other options: (community centers, etc.)
a.  Sinoquebec - Search for 法语课/法语角/FFWPU/? church on http://sinoquebec.com/forum.php?mod=forumdisplay&fid=88&page=1
b.  On web - Google with something like 'français langue seconde' (+Montreal)

-------------------------
*   On-line courses available by Immigration Quebec, school boards and BNAQ (中央图书馆网站),  please google.
*   Tremplin DEC pour allophones et personnes immigrantes @ CEGEP (1 or 2 semesters@4-months), $XXX/semester.  Please google

作者: Ss Huang    时间: 2017-3-8 21:01
写回复...
作者: iMP    时间: 2017-7-19 12:51
iMP 发表于 2016-5-12 16:04
转眼七年, Kanetix.ca 真 TMD的 . . . . If u only need house/condo insurance, Kanetix only quotes Mel ...

找到以下资源,似乎有点用:
http://infoassurance.ca/en/accueil.aspx

我想了解家居保险细节。在网站上,找到一个 EXCEL 文件,有关个人财产清单表 (Property Inventory=Personal Property Inventory Form, or  "inventaire des biens" in French )
作者: iMP    时间: 2017-12-25 13:12
同学们有没有注意到 手里东东 的保修期?

下个月我找时间,把春季外套带回店换一件新的(North Face/Canada Goose/XXX/sss  终身保修的,有朋友换了几次) 。理论上,需要有原始收据,邮寄回厂家进行修补,如果不能修补,厂家看情况 可能回送一件新的。 这次我们只需要清洗外套,然后带外套回店 (这家店会邮寄厂家) ,然后我们回家等商店的电话,然后回店领新的 。 过程需要一或两个月。以前,我们也可能在保修期内换过一双鞋。MP 笨,刚在夏天扔掉一辆 nn年前一手买的自行车。那时忙昏了头没想,我们还有原始收据,其实可能还有保修的

对不起,我没有时间帮忙解答个别情况。如果您有任何问题,请直接询问您自己的商店/制造商。

圣诞+新年快乐!
作者: iMP    时间: 2018-1-16 18:29
不太适合这个帖子,但 Tiny Houses 实在太可爱了,给自己一个记录。 不是那么便宜,但似乎 魁北克 Lantier 区域已经合法化了。此外,什么什么 Sherbrooke 建议中  。 。 。
https://www.youtube.com/watch?v=CMuJb-bDXx0
http://www.habitatmultigenerations.com/laurentides

非常可爱的家具:
https://www.orisystems.com/

作者: iMP    时间: 2018-7-5 16:23
Friends of Garden / Les Amis du Jardin (Botanique) / 花园之友  

www.amisjardin.com
夏天和冬天的好去处。特别是在寒冷和黑暗的时候,去温室 (green house ?)。

Membership Fee for 1 year:
•Family (2 adults with or without children between 5 and 17 years old) | 84$
•Family (1 adult + 1 child between 5 and 17 years old) | 67,50$
•Adult | 45 $
•65 and over | 42 $
•Student | 34$






作者: iMP    时间: 2018-12-20 18:13
新手机+网络 服务提供商 Fizz.ca,只有魁省和渥太华可以订这个服务 。 Fizz 是 Videotron 旗下公司,4G LTE 网络,计划可以覆盖全美国加拿大。 现在 Fizz.ca 网上优惠价格,如不改变计划,价格永远不变。Fizz 特殊的地方: 每个月如有剩余数据自动滚动 到下二个月继续用; 也可以送礼。更多馈赠信息,请参阅 https://www.sinoquebec.com/forum.php?mod=viewthread&tid=1165252

例 1 :魁省内无限通话,无限国际短信,1GB数据, $23.46+税。(留言信箱+$1)(MMS需要订购数据)(特价期后,将是$28.46)
例 2 :魁省内($8)无限通话($6),911费用($0.46),$14.46+税。(特价期后,将是$17.46)(留言信箱+$1/$2)
例 3 :魁省内($8),$8.46+税。(特价期后,将是$10.46)(Pay-As-You-Go=>QC $0.25/min.,  CAN $0.3/min., $0.05/SMS Int'l.
           Add-on=>QC $3/60min., CAN$6/60min.; valid immediately till end of your next billing cycle, hence up to 60 days)

* Fizz 推荐号: 5B781 (第二个月付款后,推荐人和你各得25刀)(*** 如想转号,你必须使用新的SIM卡+计划。因此,最好在开户时做)

          -              -              -                -           -

如果你仍在使用预付,可以考虑 Public Mobile,每年约$96(使用一年后,每月减1刀,两年后每月减2刀,如此类推):
$ 8/30天($10-$2自动转账)- 50加拿大分钟,发50个国际短信,收无限短信(无限收发 MMS,无需数据)
-  如果你需要更多分钟:$8/美国或加拿大分钟,或 $15/ 400~国际分钟(包括美/加/中国/ . . . )。永不过期。

* 如果你需要 Public Mobile 推荐号,欢迎站内私信 (*** 如想转号,可以先用临时号测试服务,然后随时自己在网上转号)

          -              -              -                -           -

*  Fizz 和 Public Mobile 不适合商业用途 = 没实体店,也没即时客服。如有问题,需1至7天才能得到答复。通常大概 2-3个工作天。
*  这个帖子不答问题。如果有疑问,请另开新帖。


补充内容 (2019-5-27 16:17):
关于 PM 手机的更多细节:  https://www.sinoquebec.com/forum ... amp;_dsign=0519d82a
作者: iMP    时间: 2018-12-30 09:24
Videotron 和 Fizz 使用AWS频段,与大多数其他移动公司不同。 有兴趣更换公司的同学,可以先去 https://willmyphonework.net/  查看你的手机是否可以使用。

Fizz 不支持旧的iPhone / iOS。如果您的iPhone型号不受 Fizz 支持 或已经越狱,可以看看以下网页 是否有帮助。
iPhone 5 - https://www.reddit.com/r/FizzMob ... an_iphone_5_ios_11/
Jailbroken iPhone - https://www.reddit.com/r/FizzMob ... ilbroken_iphone_no/





*  Fizz 推荐号: 5B781 (第二个月付款后,推荐人和你各得25刀)(*** 如想转号,你必须使用新的SIM卡+计划。因此,最好在开户时做)
*  如果你需要 Public Mobile 推荐号,欢迎站内私信 (*** 如想转号,可以先用临时号测试服务,然后随时自己在网上转号)
*  这个帖子不答问题。如果有疑问,请另开新帖。


补充内容 (2019-5-27 16:22):
关于 Fizz 手机/家庭网络 的更多细节:  https://www.sinoquebec.com/forum ... amp;_dsign=02bb73d0
作者: iMP    时间: 2020-1-12 11:21
我们选择长期使用 Public Mobile 的手机Fizz 的家庭网络,两个推荐码会同时长期有效。更多信息,请参见本帖底部签名的网页链接。

-   -   -   -   -   -   -
建议新移民 或每年回国超过3个月的人 选择一个 Fongo 或 Freephoneline(FPL) 电话#,用作加拿大的免费永久电话号码。选好“本地电话号码”后,可以马上设置 Fongo/FPL 的语音信箱。有/换 加拿大手机后,可以在 Fongo/FPL 里面设置同时响铃,或直接电话转接到手机。

fongo.com 只有手机APP。freephoneline.ca 没有手机APP,但可以在台式电脑/笔记本上安装专用程序,直接用电脑拨打电话。同一公司,功能相似。Fongo 可以在世界各地用 WiFi/手机数据使用 (听说许多公共WiFi不能用,也申请不了微信)。

Fongo/FPL 公司和服务器位于安省南部,如果你的位置远离服务器,电话质量将会下降。Fongo APP 只有~95%的可靠性,但用电话转接 (call forwarding),或同时响铃 (ring simultaneously) 到手机 绝对没有问题。

我们在2013年初支付了25刀+税(付转#, 永远保留#),将座机电话 a# 转移到 FPL。一直没有时间和精力去设置 FPL 的 ATA。另外在 Fongo 拿个 b#,APP安装在平板,通过WIFI使用。几年前,FPL<-或->Fongo<-或->Fongo 完全可以乱转接(forward)。我们现在日常是 FPL a#-> Fongo b# + Public Mobile c#(bc同时响铃); 谁出门谁带手机,谁在家也可以接/打电话。如果两个人一起出省玩几天,拿起手机就走(可随时改为FPL->Fongo->PM)。两个电话都响时,是A的电话; 只有Fongo响时,是B的电话。在7年里,n次更换手机,仅错过2个 FPL电话,都由FPL的留言信箱接听,我们通过电子邮件接收留言。


提醒:
1.  网上有许多免费电话/短信APPS,例如Textnow,如果您~2周不用APP,会丢失电话#。可继续使用,但使用新#
2.  Fongo 电话和收短信免费的,但发加拿大短信-$2.79/月, $5.49/3月, $9.99/6月; 国际短信-$3.99/月 .  .  . $14.99/6
3.  如果您对Fongo/FPL感到满意,建议您在Fongo/FPL帐户中存放几刀,这将确保您的Fongo/FPL电话号码以后不会由于没有活动而被删除。
4.  Fongo在加拿大免费安装和免费使用Fongo 可以在海外安装世界版 CAD$4.99不提供 911/紧急呼叫/Fongo Face/呼叫转移。



蒙城这边,许多国人购买 FPL 的 VoIP Unlock Key,加7-11手机同时使用,speakout7eleven.ca (最低25刀/年)。几年前,在 FPL 的 VoIP Unlock Key 提价之后($99.95),VOIP电话新用户的很大一部分转向了 voip.ms

*  这个帖子不答问题。如果有疑问,请另开新帖。

作者: iMP    时间: 2020-4-10 12:25
Repair Café Montréal 免费的维修小电器
2500 Chemin de Polytechnique, Montréal, QC H3T 1J4

https://www.repaircafemtl.com
https://www.facebook.com/RepaircafeMTL/



*  这个帖子不答问题。如果有疑问,请另开新帖。

作者: iMP    时间: 2020-5-1 14:59
No time to read now, bookmark for myself:

$10/100GB for low income families, June 2018 (BC+AB only?):
https://mobilesyrup.com/2018/06/ ... ow-income-families/

Free internet for low income, Toronto only (mobile plan+phone?):
https://www.cp24.com/news/toront ... residents-1.4916078

Low cost internet by Telus+Rogers, 2019:
https://www.iphoneincanada.ca/ca ... igh-speed-internet/

Telus waives internet fee + free mobile devices during COVID (BC only?):
https://www.telus.com/en/about/n ... low-income-families
https://www.canhealth.com/2020/0 ... -to-the-vulnerable/

Overall Telus programs for low income:
https://www.telus.com/en/about/c ... ive/cause-campaigns

Connecting families (government?):
https://connecting-families.ca/welcome
https://www.ic.gc.ca/eic/site/111.nsf/eng/home

Computer for schools/OBNL:
https://www.ic.gc.ca/eic/site/cfs-ope.nsf/eng/00141.html
作者: iMP    时间: 2020-11-28 12:49
同学们知道加拿大的免费医疗 不是全国的?  看 "女子跨省探亲需紧急送院治病接帐单要分21年摊还" @ https://www.sinoquebec.com/portal.php?mod=view&aid=130342

跨省探亲/旅行,最好购买自己的旅行医疗保险。如果您的工作提供保险,通常包括跨省医疗保险。 否则,除了购买常规的旅行医疗保险之外,Desjardins 信用卡 (多张卡) 提供免费的3天旅行保险。

此外: Desjardins 信用卡 (多张卡) 还为购买手机 提供免费的扩展保修 (extended warranty)。
作者: iMP    时间: 2020-12-25 09:28
加拿大电讯商(手机) 只有三大 (Bell, Telus, Rogers) 加 Freedom 和零星几个很小的本地供应商 (SaskTel, etc),价格比较高。 比较特殊的只有 每年至少充值$25的 7-11 Speakout 和 每年至少充值$100的 Tbaytel。

Bell 网络 = Bell + Virgin +Lucky Mobile (零售商: PC Mobile prepaid)
Telus 网络 = Telus + Koodo + Public Mobile (零售商: PC Mobile postpaid; 漫游伙伴: 中国移动)
Rogers 网络 = Rogers + Fido + Chatr (零售商: 7-11 Speakout + PetroCan + Zoomer ++)

在过去的几年中,漫游SIM开始受到欢迎,来自美国的移动计划,等等。比较特殊的有 Piranha Mobile(没有每年至少充值额) 和 DENT eSIM(有效期一年10GB $39.99美元),可在 https://esimdb.com/canada 看到比较。

补充内容 (2022-3-6 19:23):
我自己的手机 选了 Public Mobile, 互联网 选了 Fizz。 两家公司都提供 开户/推荐奖金,我的推荐码请看下面我的签名 (=Signature)。
作者: iMP    时间: 2021-2-5 11:34
自住房保险快要更新。 已经在同一家公司投保了5年,该更换公司了。

网上有人说 Desjardins Insuarance 报价贵,National Bank 的报价跟 Allstate 差不多,通常便宜些。 也有人说 AllState 自住房报价便宜,但是出租房的报价很贵。

去年,帮朋友从AGR/Intact 改为 Co-operators,起始报价金额差不多,我通过移除东西降低价格, 忘记了细节 。下周有空时 取新报价 比较价格 。

作者: iMP    时间: 2021-11-13 19:07
在 Amazon.ca 买东西吗?可以考虑用一张TD奖励信用卡。 似乎还有可能额外的折扣。 详情请见:https://www.amazon.ca/b?language=en_CA&node=21423340011

例如:当前 Fire Stick 4K 促销售价 $34.99,有人说用3个TD积分,可额外获得14刀折扣。https://forums.redflagdeals.com/ ... 99921/35/#p35232456


补充内容 (2021-12-15 15:14):
刚看到旧文 "不立遗嘱后患无穷 网上办理不用40元",  可能是您在假期中想要考虑的事情。https://www.sinoquebec.com/portal.php?mod=view&aid=96633
圣诞新年快乐
作者: iMP    时间: 2021-12-15 14:53
刚看到旧文 "不立遗嘱后患无穷 网上办理不用40元", 我们很久以前就已经立了我们的遗嘱,可能是您在假期中想要考虑的事情。

https://www.sinoquebec.com/portal.php?mod=view&aid=96633

圣诞节和新年快乐!!
作者: Tony002    时间: 2022-1-9 15:10
iMP 发表于 2021-12-15 14:53
刚看到旧文 "不立遗嘱后患无穷 网上办理不用40元", 我们很久以前就已经立了我们的遗嘱,可能是您在假期中想 ...

有道理,顶起来!
作者: iMP    时间: 2022-12-26 19:32
montrealpost 发表于 2009-12-29 13:31
I'm not specialist, if there's any question, please reference 加拿大福利政策汇总 or check out 税务与 ...
2009年 (40楼)和 2013年 (73楼)写的魁省住房补贴 (Shelter Allowance program),现在年龄要求降低到50岁,钱增加到$170。注意:此魁省住房补贴也适用于低收入 房屋/公寓业主。
官方网站:https://www.revenuquebec.ca/en/c ... -allowance-program/

另外,魁省还有几个比较复杂的补贴计划,如果您有需要,请自己找。

-   -   -   -   -
请关注以下2项新补贴(也需要自己申请):

1.   联邦 一次性 500刀 租金补贴
您 2022 年的租金必须 等于或超过 您 2021年(报税)调整后收入的 30%。
官方网站:https://www.canada.ca/en/service ... ousing-benefit.html
其他信息:https://www.sinoquebec.com/artic ... portal.php?mod=viewhttps://www.youtube.com/watch?v= ... %E6%9C%B1C%27estyan


2.  
联邦儿童牙科福利(适用于 12 岁或以下的儿童):
2 年试点计划, 第一年 已于2022年12月1日开始,第二年申请 将于2023年7月1日开始。第一年如果花费少于 $650,父母保留余额,无需偿还政府。 还没有第 2 年的详细信息。

官方网站:https://www.canada.ca/en/revenue ... dental-benefit.html
其他信息:https://www.sinoquebec.com/article-157497-1.html

如有疑问,请直接致电 CRA。

作者: iMP    时间: 2023-2-4 08:42
montrealpost 发表于 2011-8-9 18:50
终于 search 到自己的 Fusion 帖子拉!还有其它几个美食版块帖子,给自己留个标记:

自制豆腐花 @ http://w ...

搜索但只找到几个 Fusion 帖子,帖子太旧了,大多数链接不再有效。在之前自己的回复中列出了 1-16。




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