在这个星球上有什么样的大笔收入可以不缴纳税收？更多理财信息95555.ca作者: 95555.ca 时间: 2012-12-30 11:39 标题: ▌▌▌Retirement Planning Daunting? Careful planning can help you avoid a big amount taxes you will pay during the process of legacy transferring. Our plans focus on maximizing your income and minimizing your income.
Considering this kind of scenario, You invest 500,000 in mutual fund in non registered account about 30 years, the investment is well management and value increased annually about 8%(assuming that most of value increased is capital gain), Now it is more than 5 million. If you and your spouse all die recently, what will happen to this amount of money? Even for capital gain, with half of profit pay income tax in Canada, those increased 4.5 million will pay at least more than 1 million Tax. If the value increased from interests and dividends, you will pay more. Is this what you want? for more information about retirement作者: 95555.ca 时间: 2013-1-10 23:48 标题: Should I begun to Invest When I was in the Womb? “Compounding Interest is Most Powerful Force in the Universe” Albert Einstein
Wall Street Story: 24$ Increases to177.156 trillion in 386 Years at 8%
In 1626, the Dutch immigrants bought today's Wall Street with jewelries equivalent to $24. If the Indians have this $24 managed by an asset management companies which can generate annual return of 8%. What is result after 386 years? It should be 177.156 trillion, equivalent to about 11.73 times of the GDP of U.S. in 2011. It seems that Indians do a good business to sell the Wall Street. If the annual return is 1.056%, It is now worth 31 billion. What that means in Finance?
Compounding Interest is the Most Powerful Force in the Universe
Two Variable: Rate and Time
Time is Another Power, Investment Planning Generation to Generation
2% Difference Can Be a Huge Number from Long run
Time is another power; you have to do it right now! “Someone's sitting in the shade today because someone planted a tree a long time ago. ” Warren Buffett.
To be rich, you will not have to beat the markets, 8% is enough.
For more information about Retirement planning作者: 95555.ca 时间: 2013-1-12 12:59 标题: 复利的魔力--Rule of 72 The simplest ways to understand the power and effects of compounding is the "Rule of 72." The "Rule of 72" is a simple formula that allows you to understand how your money grows with compounding over time.
The rule: 72 ÷ rate of annually return = the years for your $ to double
So, for example, if you earned a rate of return of 8%, your money would double every 9 years, calculated as 72 ÷ 8 = 9 years.
Think about your grandchild, If you help him or her to invest 10000$ when he or she in his or her mother’s womb. With the compounding interest at 8%, what is result?
year Savings
0 10000
18 39960
25 68485
40 217245
60 1012571
70 2186064
If you grandfather do not invest $10000, do it for your grandchildren from today.
Compounding interest continuing…8% is not easy
Future is very hard to know, Certainty is cornerstone of investment, always avoid uncertainty. 8% long term annually return is not easy, if risk is not high.
To be the champion of investment in human history, Warren earned about 20% annually during his investment career. Any high expectations often contain uncertainty and leads to disappointment.