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Here is my suggestion:

You can try Desjardins(1-800-3630618) or National bank(514)8717500

My comments for those insurance companymy base is insure 2 car, instead of only 1 car, mostly car1new+car2old < car1new), those company is compared by same condition/coverage quote

1. National bank: only car insurace, no home insurance. They are give $125 as welcome bonus if you insure in their company. low price
My define: 4star

2. TD bank (Premier insurance)(514-9542462): very good company, was working for CanadaLife, low price but small bit high, treat claim fast
my define: 4star +

3. Desjardins: lowest price
my define: 4star +

4. RBS royal bank(1-877-749-7224): Cheap in old car if insure 2 car. but new car will higher price
my define: 4 star -- or 3 star +

5. wawanesa and Belair: crazy price for less <6 year driver. They will ask double price as Desjardins ask. Old and big company but too proud to get new customer.
my define: 3 star --

6. Meloche Monnex 3841112: was working for TD bank, good company similar as TD bank, but price little bit worse than TD. Know less of this company.
my define: 4 star

7. ING(514-3885466, 1-888-7946666): a company without own agent, the headoffice even don't take the quote question, It needs agents outside of the company. Worse service if have a claim. After claim, jump the price a lot
my define: 2 star

8. Lacapital: know less abou this company. cheap price. local company.
my define: 3 star +

Those are only personal idea. They are all good company.

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I adjust Lacapital  to level:  3 star +.

As I know it is a local company but not as bad as I was thinking.

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Meloche Monnex 也叫 TD Meloche Monnex, 本来的TD insurance company
现在的TD insurance原来是Canadalife insurance, 前几年卖给了TD，二者差不多，理赔都快

belairdirect.com 按说是个大公司，应该不错，但经过我无数次qoute，结果和wawanessa差不多，对新手(可我自己也不算新了吧)要价奇高， 感觉其算法有很大问题，或则他们就偏向于老手(>6-10年)，对新手不屑一顾。看这个贴的大多是新手，我看就不用浪费时间去问价了

National Bank的保险没有房险，不能和车险一起捆绑起到打折的作用，车险是不错，可如果有房的人，可能最终保险加起来，也比别的便宜不了，因为房险要另外在别公司买

还有，条款细节很作用，deduct不同，保费也不一样，建议deduct放高点，因真的磕磕碰碰你也不会去claim，claim的结果就是下年保费上涨，不是1000左右的大修就不要claim，划不来

我另外有个贴子讲保险条款的，可以看看。

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以同样条件，不同公司报价保险翻一倍，是常有的事，所以要货比三家， 原因如下：

1。各家公司对风险的认知导致算法不同
2。各家公司偏爱客户群不同，导致算法有极大偏向性
3。你的要求和条款对每家公司并不同，导致一定差异
4。客户服务员对软件不熟，有些该问的没有问，导致该折扣的没有折扣 (常常有这种情况)

我就对BELAIR 和 WAWANESSA就失望之极，用广告把我骗去问价，问了40分钟到一个多小时后告述我一个离奇得喷饭的价格，惊讶之余，对其报出一个”斩新“价后脸不变色心不跳的脸皮功，实在是叹为观止。