guoguo008

May be your insurance is for 2 years. How long does it left? If it left for long time, just let the guy to call. The insurance company will not increase your price during the left time. You can use online quotation to estimate the price of  your insurance with an accident or without an accident, then decide what to do. I mean use Blair Direct online quotation and other agent's.

Good luck!

zaheer

Thank you very much.

My insurance is only 3 months ,for 1 year and 9 months left.

lieob

如果类似的情况，别人碰了我的车，但是只是很小的擦痕，因此不想修理，我可以要求保险公司把修理费直接寄给我吗？

dillon92

修车是在保险公司指定的车行修的，不是自己想到那修就去哪修，所以他们不太可能把修理费给你，你只能找碰你的车的人私了（如果他愿意）。很小的擦痕也要3-400。

响儿

大家还是忘了私了吧！

这里是新手＋旧车的天堂，只要你不心疼自己的单保的旧车。

我一朋友在高速上追尾，本想与前面车主私了，被拒。给自己的保险公司打电话，被告知没你啥事，对方保险公司赔对方。RENEW保险时，没涨！

guoguo008

If you want to get money, You need say I want to fix it by yourself. But you can not get the entire money they estimate.  The insurance company will cut labor and tax. You can only get  the rest.