杉杉

ist:我面临的问题是，我打算明年一月到college读一个学期的explorations transition，然后明年秋季转其他专业。可是到那个时候我2004年1月到12月 的税后收入应该是10200元，这种情况下，我一个学期的课程能拿到Bursry吗？另外请教一下这里的年收入是从1月开始算的吗？如果明年自己花钱读一个学期的课程，然后秋季成功转到另外的专业，那么秋季是否就可以申请bursry而不扣钱？谢谢！

ist

Dear Student,

1) 我打算明年一月到college读一个学期的explorations transition，然后明年秋季转其他专业。可是到那个时候我2004年1月到12月 的税后收入应该是10200元，这种情况下，我一个学期的课程能拿到Bursry吗？

Your income (before tax) will affect only your bursary from 1/2004 to 12/2004.

2) 这里的年收入是从1月开始算的吗？
Yes, from January to December every year.

3) 如果明年自己花钱读一个学期的课程，然后秋季成功转到另外的专业，那么秋季是否就可以申请bursry而不扣钱？

If you study from 1/2005 and switch to another programme in 9/2005. This means that you are keep on studying from 1/05 to 12/05.
You are able to apply for L/B and likely to get bursary, and the amount will depend on your family situation, such as, wether you are married and you have any children. If you have no income in 2005, you properly will get bursary 而不扣钱.

4) 如果明年自己花钱读一个学期的课程?
No, the earlier your start date, the more allowance you will get!

If you still do not understand, pls post more detailed figure of your question, I will try to help.

Remember one thing, your total income is calculated before tax, not after tax.

Good luck and study hard.

杉杉

谢谢！可是还有很多问题！可否给我你的邮箱，我将我的电话号码给你，想电话里请教！谢谢！

杉杉

忘记给你我的邮箱了！因为看到你的回答太高兴了---明年一月可以不愁钱安心地读书！shanshanmontreal@hotmail.com

deniseqiu

我是联邦移民，9月29满三个月居住。

申请了vanier college,但是要交non-resident fee。学校申明不会退,而且下个学期还要继续交!

听说有的学校学期满了会退，不知这样的学校是哪个？

ist

1) 申请了vanier college,但是要交non-resident fee?
I am not sure about Vanier college, because I am a university student.

2) 听说有的学校学期满了会退，不知这样的学校是哪个？
Yes, all university here will give you a refund for resident fee if you qualified.

3) 我是联邦移民，9月29满三个月居住。
You can check here to see whether you are qualified:
http://upload.mcgill.ca/student-records/English_res.pdf

If your situation is not on the list above; consequently you will not be qualified for a refund.

Good luck.

mtlresident

如果明年9月开始上学，2004年的收入对申请bursary有影响吗？
另外bursary的award year是从什么时候开始计算的？如2004 award year 是指2004年的1月-12月，还是指2004年9月-2005年9月？


谢谢

tomy999

i study at a college, i get the basic loan 3000$,  and i have a partime job, my income will over 5000$  i am married and i have a baby, my wife also studies and get LB, for the full LB, sould i stop working?  thank u!

ist

1) i have a partime job, my income will over 5000$.
From 0-5,000 you income is only count partially for contribution;
any amount over 5,000 will be deducted 100%.

2) If you are studying at the college, you still can have full L/B, because you do not have to pay tuition. When you go for study at university level, you have to prepare to take up over $3,000 extra as your loan portion.

3) If you can have a part time job, you better keep it. We are not sure whether the L/B will be changed again in 2005? May be there will be no more bursary next year....who knows!
Play safe, to maintain a steady income for your family.

Good luck.

ist

如果明年9月开始上学，2004年的收入对申请bursary有影响吗？
No, I do not think so.

另外bursary的award year是从什么时候开始计算的？
For this year is from May 04 to August 05.

如2004 award year 是指2004年的1月-12月，还是指2004年9月-2005年9月？
For the bursary awarded, a final adjustment will be made around October every year. At that time, you have to file a declaration of actual situation;
adjustments will be made to your L/B if the situation is changed. For example, if your income is increased, if your interest is more than you reported,etc.

Good luck.