My paid about about $8000us for three days in hospital but my huaband'insurance covered.I do not see why you have go USA unless you want the baby has USA possport.I think you want to your monther to take care of you not the only reason.I konw your baby born in usa the baby could have Canadian citenship after you become a Canadian.Otherwise the baby as American also can live in Canada untill the baby need go to school need "student authorize".