新买的房子可以做抵押贷款吗?

april888 · 发表于 2010-10-5 12:02

买了快半年,不知道可以抵押吗?

迷路人 · 发表于 2010-10-13 22:33

帮助顶一下。

202020 · 发表于 2010-10-14 13:06

It is called re-finance . You can go to bank to ask them to do evaluation and see if your property's value is up.

hulala · 发表于 2010-10-14 14:04

但是只有你房子估价的80%。另外你还需要交BREAK mortgage 的罚款。

thanksgive · 发表于 2010-10-14 14:19

if your house worth 300k, and you paid off 100k (200k on mortgage), you can get 300x80%-200k=40k credit.

周浪峰 · 发表于 2010-10-15 22:25

Post by thanksgive;2708255
if your house worth 300k, and you paid off 100k (200k on mortgage), you can get 300x80%-200k=40k credit.

另： TO hulala，好象不需要交BREAK mortgage 的罚款吧！

seraph88 · 发表于 2010-10-15 23:17

Post by hulala;2708243
但是只有你房子估价的80%。另外你还需要交BREAK mortgage 的罚款。

我觉得楼主说的是申请home equity line of credit[URL="http://www.mortgageloan.com/home-equity-line-of-credit"][/URL]跟re finance不太一样。

楼永新 · 发表于 2010-10-27 18:19

可以申请，但是难度大。

楼永新 · 发表于 2010-10-27 18:29

test

missprovence · 发表于 2010-10-29 16:33

Post by april888;2701135
买了快半年,不知道可以抵押吗?

it depends on your downpayment. i work at TD bank and i can help on that. could you please call me 5146776755

可以的。