se2003ll

今天很不安,借车给朋友出事了,有谁能回答我的问题?

今天,朋友向我借车外出办事, 出于好心,我借了,结果她被别人的车撞了.
后来,她打电话来说警察判是别人的责任,但向我要了保险公司的号码.
请问我有责任吗?明年是否会涨我的保险费?

se2003ll

Post by aurelien
今天打电话给保险公司了,问了一下这种情况,汽车保险可以COVER到你的朋友,所以别担心了,保费涨点也就不算什么了

多谢大家你言我语帮忙出主意. 最新消息:
我们的保险公司委托临近的修车行修理, 事故报告是别人的责任. 由对方保险公司承担费用.
咨询后保险费可能不会涨 (因为投保人没开车?!).
不过我们是两年fix的保单, 即使涨也是2007以后....

听很多人说保单只保保单上的允许驾车人, 还是不是很确定.
不只到如果事情相反会怎样?
不管怎样, 还是租车行的车要来的有保证些, 对各方都好.
(现在想来, 租金+保险费其实还是值得, 保险公司替你承担风险)

Stone.Lee

一个年薪20万的人，因车祸不能工作了，saaq可是不管工资补偿的。这个年薪20万的肯定是要找人补偿他的损失的。

aurelien

今天打电话给保险公司了,问了一下这种情况,汽车保险可以COVER到你的朋友,所以别担心了,保费涨点也就不算什么了

futurelai

要是自己或是出事的朋友付全款修车就什么事情都没了把？不通过你保险公司。

grand

魁省法律比较特殊，行车事故不论责任在哪方，双方汽车分别由对方保险COVER。借车给别人出事，我就不清楚了。但愿你好运。

aurelien

可能明年你的保险费肯定是要涨了,如果你的保险公司为你付钱了!尽管这不是你的责任.但这些不是问题,问题是你的保险理有没有包含别人,没包含别人的话你 就得给人修车了,如果你已经报了保险, 但是保费是不会涨的,因为你的保险公司没有为你付钱,但是有次数限制,这样类似的事情多了也会长保险!
祝好运

lovelysummer

请问楼主,事故处理完了吗?能否告之结果? 很想知道.谢谢

fairtrade

Your friend should hide somewhere now. The police and other driver if they know
the truth can suit her for illegal driving without issurance.

fairtrade

You are in big trouble!!!


According to Quebec's regulation,  the demanage costs on cars involved in an accident will be paid by each side of their inssurance companies respectly no matter which side is responssible for the accident. So someone rents a car from a friend or a rental company, he should have his  inssurance coverage himself. That is to say that your friend should not ask for your inssurance number after accident, he or she should deal with the accident with his or her own inssurance, if he or she doesn't have one, it is illegal for him or her to drive your car. Even he or she is not responssible for the accident, your issurance company can refuse to pay for your car reparation for sure.

If you don't mention your issurance company that your friend was driving when accident occured, your issurance comnay supposed that you were driving, but you are liar in the eye of your company. If they find the truth, they don't need to pay you neither. If you success in cheating them, you have your car reparation paid,
you have a record of accident, and your fee will be higher next year.

More question? Send an email to solex4allyou@yahoo.com

xeon

Quebec是这样，别的省就不一定。

Post by qc
万一伤了人，也不至于破产。saaq负责伤亡赔偿。