halis

如题，谢谢了。
具体怎么抵税呀？有什么具体的期限嘛和限制嘛？
比如到明年报税时为止，什么时候买好呀？
而且我还有学费没有抵税，不知道我的international的fee能不能抵。

hopechen

An RESP is a trust governed by Section 146.1 of the Income Tax Act. The intent of the RESP is to accumulate money to fund some or all of the cost of obtaining post-secondary education for the beneficiary. The Human Resource Development Act also governs the plan with respect to the Canada Education Savings Grant (CES Grant).

halis

什么是rolia呀？还是不懂。
不过今天看了看官方的网站，倒是了解了一些。

Tiggr

http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/menu-e.html

A registered retirement savings plan (RRSP) is a retirement plan that we register and that you or your spouse or common-law partner establish and contribute to. Deductible RRSP contributions can be used to reduce your tax. Any income you earn in the RRSP is usually exempt from tax for the time the funds remain in the plan. However, you generally have to pay tax when you cash in or receive payments from the plan.
You can withdraw from RRSPs to buy or build a home for yourself or for someone who is related to you and is disabled. See Home Buyers' Plan for details.

You can withdraw from RRSPs to finance training or education for you or your spouse or common-law partner. See Lifelong Learning Plan for details.

you can get all information here

feaver

rsp说起来有点复杂。你可以到rolia上面去瞧瞧。很多人在讨论这个问题。