我想申请信用卡

un · 发表于 2001-7-28 18:55

我的卡是偶然得到的：
前段时间我去ROYAL银行办事，碰到银行正“推销”信用卡。我当时只想问问（因为我未工作，9月上学），结果那位LADY就帮我填了张表，并让我签字。前后2分钟的事。昨天，我已经收到了银行寄来的VISA卡。

可在那之前，我曾经专程去银行咨询过，接待我的那位LADY说必须等我入学并拿到STUDENT ID后才能办理。所以，我觉得有时候对有些事情，你不用太着急。 ;)

asking · 发表于 2001-7-29 00:48

谢谢大家无私的帮助。CREDIT CARD虽然重要可是实在申请不到也就先不弄了，等等再说也好。ASKING JJ现在每天忙死了，天天SHOPPING娱乐。没时间想这个烦人的东东了。MONTREAL的夏天俺喜欢 :cool:

:cool:

linyu0101 · 发表于 2001-8-4 16:01

hi, friend,
i know where you can get credit card. you go to the branch of Scotia bank. its address is: 437 Saint-Jacques, near metro Square Victoria (orange line).you look for Mr.Yao, a only chinese. he is a kind man. he can help you. and you only deposit a $1200.00/year at the beginning. after one year you can get back your money and interest. Mr.Yao's phone number is: (514)499-5461(office).from monday to friday, 9:00am to 4:00pm you can call him and make an appointment.

good luck!

linyu0101 · 发表于 2001-8-4 16:14

asking,
in my opinoin, i think if you are not a business man you don't need apply master card, visa card is ok. it depends on your expense each month. the limit of master card is $5000, at the same time you want to deposit 120%. i think for a general family $1000 limit is enough each month. so i suggest you if you are a new immigrant visa card is better for you.
best wishes

asking · 发表于 2001-8-4 19:59

Hi friend,

it's so nice of you! I will try it next week as soon as I can withdraw my money. Thank you very much!

Have a nice weekend! :cool:

:cool:

jcz88 · 发表于 2001-8-13 21:26

对于没有工作的新移民来说，在TD申请secured visa卡可能是最容易。我前几天去办的，deposit $2000，存3年定期，上星期五已经收到卡了，credit $2000。也就是1星期就搞掂了，一点劲没费。

ppT · 发表于 2001-8-14 10:08

可以申请学生credit卡

alan · 发表于 2001-8-14 22:34

看到信用卡这么重要,我也凑热闹去申请了,共申请了四张,今天收到第一张,是TD的,还有CIBC的也办了,不知这个星期会不会给我寄来,ZELLERS也申请了,正常月末会寄来,本来还想去CANADIAN TIRE 和WAL-MART,考虑到没那么多消费,就先不办了,被拒的是MASTER CARD,给我来信两个多月才去申请,他们说没按他们规定时间填申请表,所以不给了.

linus · 发表于 2001-8-14 23:17

办这么多的信用卡有必要么? 我有一张ROYAL BANK的足够用了.

investment · 发表于 2001-11-3 10:26

我开学（9月份）在CONCORDIA 申请的信用卡，随便填了张表格，但至今没有音信。反而是LA BAIE，ZELLERS，SEARS信用卡来了一大堆。
今天问CIBC的VISA中心，说是我的信用卡申请被拒绝了，原因是因为我没有其他的信用卡，我说我有啊，他说你需要使用LA BAIE，ZELLERS等卡连续6个月才有资格申请VISA卡。可我现在有LOAN和BURSARY的收入了呀？
不知道大家申请的信用卡收到了吗？