msv

if your insurance is both way, plesase find  something like "no deductible for hit and run, windows, fire...."
for one way, i forget how it was written. but i am sure you will  have no deductible for hit in the back, because i have met this 3 years ago, it cost the insurance company more than 5000$ to repaired the car and i pay nothing. but for the replacement car rental, i know it depends on the company(maybe you will be asked to buy insurance QEF 27).

秋刀鱼

Post by msv
if your insurance is both way, plesase find something like "no deductible for hit and run, windows, fire...."
for one way, i forget how it was written. but i am sure you will have no deductible for hit in the back, because i have met this 3 years ago, it cost the insurance company more than 5000$ to repaired the car and i pay nothing. but for the replacement car rental, i know it depends on the company(maybe you will be asked to buy insurance QEF 27).

Thx msv, I've asked a broker, for hit &run 0$ dedutcible, but for a clearly rear-ended, insurance company need to check with the other driver's insurance company then they might waive the fee deductible(99%).

msv

yes, it's right. because it still have the possiblity that your have the  responsibility for the rear-ended accident.
o$ deductible only happens in the 100% no responsibilty claim . or, you have to pay much more for your both way insurance to reduce your deductiable to 0$.

btw: if you want ask some questions, i suggest you call the insurance company directly instead of calling the broker, because the broker would not know more than the agent of insurance company about the policy. even worse, in orde to get more profit sometimes the borker hide some policies. i do meet once.

Post by 秋刀鱼
  but for a clearly rear-ended, insurance company need to check with the other driver's insurance company then they might waive the fee deductible(99%).

fenny

哪位大侠知道，像这种保险索赔是应该在24小时之内吗？有没有时间限制？

franklione

Mont man :
如果我没理解错，你买单保被别人全责撞了，由对方的保险公司赔你的修理费，跟你的公司没关系，:eek!: 干吗打电话给你的代理呀？