allforkids

A Registered Education Savings Plan (RESP) is a special savings account that can help you, your family, or your friends save early for your child’s education after high school.

The Government of Canada allows savings for education to grow tax free until your child named in the RESP enrolls in education after high school. The child named in an RESP is known as a beneficiary.

A parent, grandparent, other relative, or friend, can open an RESP for a child. The person who opens an RESP is called a subscriber.

allforkids

When you have an RESP, you can start saving immediately for your child's education in the future. Many parents wonder how much to save. They also wonder how soon they should start.

The answer is simple. Save as much as you can afford. Start today. By starting early, tax-sheltered earnings on your savings can grow surprisingly quickly.
Further, if you are saving for your child’s education, the Government of Canada will help you with special saving incentives that are only available if you have an RESP, including the Canada Education Savings Grant and the Canada Learning Bond.

allforkids

To help new parents get more information about RESP and make a wise decision, I establish this forum. If you are interested in it or you have sucessful or suffering experience, you are welcome to discuss it or share with us.

Alexsjtu

您存入RESP的金額取決於您所選擇的RESP的類型。某些RESP沒有最低存入限額的要求。因此，您在選擇開設某種RESP賬戶之前，請多找幾家對比,從而找出最能滿足自己要求的計劃。

無論您爲孩子所投資的教育儲蓄金額有多少，聯邦政府仍會給予補助津貼。