Saskatchewan, Manitoba and Quebec have no-fault insurance. This means no driver is deemed responsible for insurance purposes and victims cannot sue individuals for damages when accidents occur in these provinces.
Ontario has limited no-fault insurance, which permits litigation in some cases. For more information, talk to your insurance agent or broker.
No-fault insurance protects against liability for injury or death, caused by automobile accidents, within those provinces, but not against property damage. Therefore, if you reside in a no-fault province, ensure you have adequate coverage before renting a vehicle in another province. If you have personal auto insurance, contact your insurance agent or broker to make sure you have sufficient third-party liability coverage. |