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标题: LOAN和BURSARY新问题 [打印本页]

作者: bluesky_w    时间: 2002-8-1 14:50
标题: LOAN和BURSARY新问题
本人在读UQAM法语证书班,来加前在国内只获得BACHELOR DEGREE ,已婚无小孩。我第一次申请LOAN和BURSARY,目前收到LOAN $3255,我同班同学只拿2460,不知何故多800   :confused:  ,LOAN多了BURSARY就少了。我知道不同条件不同状况的人拿到的LOAN和BURSARY不同,也查过相关网站,找不到发放LOAN的标准,打电话问被告知我是魁省外获得BACHELOR DEGREE 所以多一点。但是移民大多有BACHELOR DEGREE ,而且同学中同样背景的都拿LOAN 2460,请热心人士指点迷津!多谢!!另外,我发现魁省发放LOAN和BURSARY的部门较混乱,提醒大家注意!
作者: Wonder    时间: 2002-8-1 14:55
why did you tell them you have a bachelor degree? now u can do nothing  
作者: Ferdinand    时间: 2002-8-1 15:12
loan和busary申请表上有关学历那一栏,你只要选未曾获得学士学位,你就和别人一样了。这还是魁大aide finicier的老师替我填的        ,你一定是没有去那里咨询过。不过,你当时选这一项的时候办同等学历认证了吗?如果没有,还有希望改回来。
作者: about_cont    时间: 2002-8-1 16:00
bluesky_w,请问你的student contribution 是多少?
作者: wong13    时间: 2002-8-1 19:01
是不是读硕士是3255, 读本科是2460?
作者: minicat    时间: 2002-8-1 21:05
你们的意思是说填写学历的时候不要把以前在国内获得的学位填上,这样LOAN可以少一点,而BURSARY 可以多一点。是吗?
作者: Ferdinand    时间: 2002-8-1 21:20

作者: funny07    时间: 2002-8-1 21:40
如果读TRAINING的同时(选NIGHT COURSE)读COFI的话,会不会影响COFI补助啊,会不会因为私立学校所以LOAN多而BUSSARY少呢,如果按我的情况念这个TRAINONG 我还要倒贴3000多刀啊,是不是这种情况念COFI就不会扣钱了呢?
作者: about_cont    时间: 2002-8-1 23:03
请教一下fisherbird,那么student contribution 大致是多少呢? ?
作者: shara    时间: 2002-8-2 01:55
bluesky_w,Ferdinand以及其他在UQAM念法语证书班的前辈,能说说你们申请的过程和经历吗?有什么注意事项?事先做点什么准备好?要提前多久开始申请?我也想landing后念法语,预计在明年春节前后landing,不知时间是否合适
作者: Young Boy    时间: 2002-8-2 19:05
bluesky_w,不要总在家发愁,多出去转一转,放松放松 ,去钓钓鱼,记得两个人一起去呀。
作者: about_cont    时间: 2002-8-2 21:28
怎么能不关心呢?听别人说只有几百元的student contribution,可我的竟然将近5000元,况且我去年也没有收入阿!!!  :mad:    :mad:    :mad:
作者: yunzhu    时间: 2002-8-2 21:39
funny07  ,请问可以一面读training, 一面读cofi吗?我去报training的时候问过那的老师,她说不可以。究竟可不可以呢?谢谢!
作者: funny07    时间: 2002-8-2 21:48
一起读是可以的,比方是选NIGHT COURSE。可是钱只能拿一样,所以我在想是不是要搭钱去读,有一个好处就是在有限的时间内做完很多事情
作者: 胆小    时间: 2002-8-3 00:05
咳咳,我个人认为,应该向魁省教育部隐瞒曾经有过的学士学位,虽然在魁大填表时有一项“现有学位的获得地点”,但该项到了魁省教育部时,经常被意外地忽略了,于是就给你按研究生标准发放了,其实多几百块钱到也不是多大的事,但万一以后要再读一个研究生的话,就有可能产生纠纷。到时候教育部的官员们也会大惑不解,而在BBS上讨论:他们明明10年前就已经拿到学士学位啦,我又给他发了3年的研究生贷款,怎么今年他又来申请硕士贷款?
作者: yunzhu    时间: 2002-8-3 09:38
funny07,为什么要花钱去读,花多少钱。如果要traing 的钱,读cofi不是免费的吗?另外你觉得两个一起读,会不会两个都读不好。
作者: ccbrother    时间: 2002-8-7 11:35
我今天在一个COLLEGE找顾问咨询了一下,我的情况和bluesky_w一样,只是他还问了我老婆在2001年内是否有收入,我说在中国大约有10个月左右,总共约合4000加元的收入,结果他给我计算的loan:4945/年,BURSARY:4923/年。另外我告诉他我有中国的BACHELOR DEGREE。他问是否在魁省移民局作过认证,我说没有。他就给我通过电脑计算出了刚才的结果。
如此算来我的LOAN是2472.5/学期?而不是2460?真是好生奇怪!!!
不知我的情况是否正常???也希望能给大家一个参考。
作者: survey    时间: 2002-8-9 10:06
LOAN and BURSARY 计算表:
总额:
Allowable=$165/week * 52 week + tution fees(根据学习级别不同)

Loan=(根据学习级别不同)

Bursary=Allowable-Loan
作者: newcomer7802    时间: 2003-11-21 15:56
请教一个问题.预计上2004年9月的master,中间的空闲时间较长,便预定GDT考试,准备上2004/1月的一年半期的TRAINING,但如果master被录取的话,training就会中止,网友fisherbird曾经提到“全部LOAN发放完后,开始发放BURSARY。”那麽像这种上了一段时间便中止的,会不会只能拿很少的一点BURSARY?一年的三个学期是指那些月份?谢谢!!
作者: 贾专家    时间: 2003-11-22 12:12
about_cont 你的student contribution 怎么这么高的啊
作者: lulu2002    时间: 2003-11-26 22:33
请教:“胆小”
说的问题大家遇到过吗,就是我要是申请了法语的证书班(应该按本科的补助给),给我的贷款和补助是按研究生发的,那我以后再上研究生的话,产生问题如何解决呢?谢谢大家
作者: lulu2002    时间: 2003-11-28 22:29
up
作者: mikeservices    时间: 2003-11-29 00:47
2003年的bursary和2002年的收入有关吗?
和2003年5月前的收入有关吗?
不是说从每年5月开始算的吗
那位前辈指点一下
作者: tmd 4    时间: 2003-11-29 01:12
2003年的bursary和2002年的收入有关吗?-No
和2003年5月前的收入有关吗?- yes
不是说从每年5月开始算的吗 - yes but consider your income for 2003.

"准备上2004/1月的一年半期的TRAINING,但如果master被录取的话,training就会中止..."
- Loan and Bursary is calculated from the current May 1 to the next Apr 30. If you stop the training before May, it won't impact your L&B for Master studies. If you stop Training before Sept/Jan, you will have to send a "change of status" to L&B office. Then your bursary will be re-calculated but won't be reduced.
"一年的三个学期是指那些月份?谢谢!! " -May, Sept. and Jan.

"我个人认为,应该向魁省教育部隐瞒曾经有过的学士学位" - that's true. It's suggested by concordia's financial aid office too. Otherwise they want you to provide equivelent of your degree.
-But the loan should be 2460 for undergraduate.

bluesky_w:"政府的补助是为了帮助你完成学习,更好的适应本地生活。你明显把这点钱当工资挣了,还患得患失的。端正端正,学好了语言赶紧干正经事吧!" - it's true but you can still call "L&B office" to change your background (you can say you didn't understand well...)

"请问可以一面读training, 一面读cofi吗?" - yes, you can, but the income from cofi will be reducted from your bursary.

"还问了我老婆在2001年内是否有收入...总共约合4000加元的收入,结果..." - you don't need to tell the income before landed Canada.
作者: topgun168    时间: 2003-11-29 17:09
我2003年申请loan and bursary, 在5月前国内的收入要报吗,对loan and bursary 有影响吗.
谢谢
作者: yve    时间: 2003-11-29 23:35
一群人在这里胡说八道
作者: michael1    时间: 2003-11-30 16:24
请问读COLLEGE(3年)是否占用本科的BURSARY?
作者: kira    时间: 2003-12-5 02:26
我年底要搬到蒙城,也想申请loan上学,大家都建议向魁省教育部隐瞒曾经有过的学士学位,但有一点我不明白的是: 如果申请学校要提供大学成绩的话,是否和我隐瞒bachelor degree有冲突呢?
谢谢.
作者: huangs    时间: 2003-12-9 00:15
只有单身学生才需要添那项。已婚就不用了。
作者: freesia    时间: 2003-12-17 18:58
I have a silly question:

I cannot apply for loans and bursaries if I have not register; while I cannot register without providing the admission office with the "Equivalence". So, the admission office must have known that I have a bechalor degree when I am filling out the application forms for loans and bursaries! So how can I conceal my bechalor degree then?
作者: 还    时间: 2003-12-17 19:27
freesia:

考 GMAT 的人可以把你的问题作为一道逻辑题训练一下。   :p
作者: 还    时间: 2003-12-17 19:41
freesia:

Let me answer your question. That the admission officer knows your bachelor's degree does not necessarily mean that the Loan and Bursary office knows the same information.

got it ?

  
作者: freesia    时间: 2003-12-17 22:37
to 还:

Thanks for your reply. Ironically, I did have a bad performance in GMAT logic section.   
作者: freesia    时间: 2003-12-17 22:57
my situation:


May - Aug: I landed and stayed in Montreal (for exactly three months);
Aug - Nov: go back to our homeland
Nov. - : back to Montreal

I applied as a federal immigrant but I have never lived in other provinces except Quebec since I arrived Ca.

I am wondering whether I am eligible for applying loans and bursaries for the coming winter semester of 2004?

I called 1-877-643-3750 twice. It is interesting that I got two different answers from two agents! One is surely not, another is of course I can!!   :mad:   Now I get more confused!!!  :confused:  

Where can I check the criteria for judging whether I can be regarded as a Quebec resident? Or any one of you, my friends, has similar situation like me could give your opinion?

Thanks a looooooooooooot!
作者: 还    时间: 2003-12-17 23:34
freesia:

I am an export on L&B. Regarding your case, if you can prove that you stayed in Montreal for at least 3 months after landing, then you will be eligible.

goooooooooooood luck !
作者: freesia    时间: 2003-12-18 11:38
to 还:

You are really a nice person. Thanks again!!! Have a nice holiday!  :rolleyes:
作者: freesia    时间: 2003-12-19 00:44
To 还 again and other kind friends:

I want to register a vocational training program in Jan 2004(will last for a year), and will start a continuing education program(graduate) in May 2004. But I do not want to quit the training program after May. (ambitious,isn't it?)

The 1st question is:

Which choice is better: transfer L&B to the continuing education program in May or until Dec.(the end of the training program)? What is the difference between these two choices?

The 2nd question is:

Suppose I do not transfer until Dec., and also suppose they assess that I can get loan $2500 and bursary $6500 for the training course(I am not sure about the total amt), I do not know how will L&B be awarded to me:

(1) Jan-Apr: Loan $2500 + Bur.$500
(2) May-Aug: Loan or Bur??: $3000
(3) Sep-Dec: Bur. 3000

I noticed that there is a conflict in the second term, i.e.: If they pay me loan, then the total loan will amount to $5500, which is bigger than what they assessed, while they might pay me loan because it is the beginning of a new financial year! Oh, have I clearly expressed what I want to ask? Really sorry for taking your time!

And thanks a lot!
作者: freesia    时间: 2003-12-19 23:12
up
作者: 还    时间: 2003-12-19 23:58
1. until Dec

2. too complicated ! please remember :

starting May 2004, they will assess your L&B again. ie. you will get another loan of 2500, as the case may be.  you can't add 2500+2500=5000, which is absolutely meaningless.




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