kk629

今天跟银行打电话问贷款的利率，搞半天也没弄明白是年利率还是月利率。
  
  有没有还过学生贷款的朋友，知道这个利率大概有多少？ 我有5000多的loan，大概一个月有多少利息?
  
  先谢了。

quebec_gfp

The student loan interest is calculated based on annual rate, which is usually bank prime rate + 0.5%. The current bank prime rate is 3.75%.  Your monthly interest payment on a 5000 loan would be around $18. Note that you may claim back a percentage of this interest paid to the student loan in your tax return.

kk629

完全明白了。你讲的好专业， 谢谢。