<TABLE class=table-smallfont bordercolor=#666666 cellSpacing=0 cellPadding=4 width=450 border=1><TBODY><TR vAlign=top><TD class=cell-mauve>Factor One: Education</TD><TD class=cell-mauve align=middle>Maximum 25</TD></TR><TR vAlign=top><TD align=left>You have a Master’s Degree or Ph.D. and at least 17 years of full-time or full-time equivalent study.</TD><TD align=middle>25</TD></TR><TR vAlign=top><TD align=left>You have two or more university degrees at the bachelor’s level and at least 15 years of full-time or full-time equivalent study.</TD><TD align=middle>22</TD></TR><TR vAlign=top><TD align=left>You have a three-year diploma, trade certificate or apprenticeship and at least 15 years of full-time or full-time equivalent study.</TD><TD align=middle>22</TD></TR><TR vAlign=top><TD align=left>You have a university degree of two years or more at the bachelor’s level and at least 14 years of full-time or full-time equivalent study.</TD><TD align=middle>20</TD></TR><TR vAlign=top><TD align=left>You have a two-year diploma, trade certificate or apprenticeship and at least 14 years of full-time or full-time equivalent study.</TD><TD align=middle>20</TD></TR><TR vAlign=top><TD align=left>You have a one-year university degree at the bachelor’s level and at least 13 years of full-time or full-time equivalent study.</TD><TD align=middle>15</TD></TR><TR vAlign=top><TD align=left>You have a one-year diploma, trade certificate or apprenticeship and at least 13 years of full-time or full-time equivalent study.</TD><TD align=middle>15</TD></TR><TR vAlign=top><TD align=left>You have a one-year diploma, trade certificate or apprenticeship and at least 12 years of full-time or full-time equivalent study.</TD><TD align=middle>12</TD></TR><TR vAlign=top><TD align=left>You completed high school.</TD><TD align=middle>5</TD></TR></TBODY></TABLE>