neinei

请教LINE OF CREDIT


  因想买店,但钱不够,想在银行办理LINE OF CREDIT. 有哪位朋友知道详情的,请帮忙

关于利息,如何谈,等等....

                                     多谢

longsock

most banks offer this sevice online, so just apply, have a try. i don't think you can make a deal with them for interest rate, usually they are fixed or like premium+x%.


good luck

圆明园

有多种,常用的有home equity line of credit,把房押出去,比如,房100,000,已付50,000, 这50,000的一部分可以押出去,大概75%,能用的钱是37,500. 利息较低,比PREMIUM稍高.

另一种personal line of credit, 利息较高.

我觉得你应该去银行问, 1.货比三家. 有时这家拿不到,下一家就能拿到 2.人家回答的比较准确.

下边是TD和BMO, SCOTIA(BNS),CIBC,RBC,NATIONAL都有.

http://www.tdcanadatrust.com/lending/lineofcredit.jsp

http://www4.bmo.com/personal/0,2273,35649_36820,00.html
不客气.
再见