eddie

I help to fix the fridge water problem,

I finished at 12:30, everything is ok

the people phone me at 8:00 pm said water leaking, nearly all the new wood floor damaged, now he is contacting the house insurance company to pay him the damages/

Do you think the house insurance company will after me to pay back later?


Please help to answer!!


Thank you so much!!!!

montrealpost

Are u renting?  Have u bought any insurance?

eddie

I get paid to fix other guys fridge

he has house insurance

montrealpost

Did he pay u cash, or do u have company and gave him a bill with all tax #?

montrealpost

Theoretically, he is supposed to call his house insurance.  Home insurance works similar to car insurance, ~"no fault".

If u have company, u're supposed to have bought business insurance, then he may choose to claim your insurance. (Not to affect his home insurance policy)

For example, person A live above Person B, person A leak water downstairs to B.  B was supposed to call B's own insurance to get things fixed, $0 deductable as it's not B's fault.  B cannot claim from A's home insurance, as it ~no fault.  However, alternatively, B could take A to small claim court to sue for all damages without affecting B's home policy.

If u got cash payment, I don't think u have to worry about anything.

If I'm wrong, PLEASE correct me!

Post by eddie;2562980
  . . . . he has house insurance

eddie

Actually, Thank you so much for your answer.

I got paid by cash, his house insurance company phoned me to get the detail information. I told them what happened.

I am self-employ, not register any company and get no insurance.


I just worried after the insurance company paid his damages, they will after me.

Actually, after I get phoned I fixed the fridge problem.

But he phoned me 8 hours after the work done. so the damages is worse.
If I was informed earlier, shouldn't have this big damages.

Are you sure if I get paid cash and have no company no insurance, they will not after me?

Thank you so much for your kindly answer!!!

montrealpost

If there is no taxes(GST+QST) charged, it is only cash deal.  (not really leg . . .  u understand)  [color="Red"]I don't think u need to worry!

I don't completely understand insurance, hopefully someone know will add information here.  有谁知道？

(Else, I'll call my insurance woman for u next week for u to sleep better.)  Nice weekend!

eddie

NO GST QST related. just cash payment and no receipt give to him

Thank you so much and you too have a great weekend!

montrealpost

已问！我的保险代理人不想说什么，只说她不知道。 （这不是她的工作） 祝好运！

另外 提醒大家： 尽量雇用 有 license 与有保险 的人/公司做修理，+不要忘记为自己的家 购买保险。

eddie

thank  you so much!!