montreal1999

上班都两年了.
今天给RAMQ(医疗卡)打电话, 才知道自己仍然cover在Public Prescription Drug Insurance Plan 下.RAMQ的人说已经帮我cancel了这个public plan.

请问过去两年的帐单该咋个处理呢?是不是RAMQ会和我的保险公司联系?
要是有些帐单过了claim的时效期又咋办?

谢谢!

ironflower

I don't understand, if you have job, you have salary. if you still claim for Public Prescription Drug Insurance Plan, you have to pay around $500 per year in your tax return schedule K. Most likely, the drug plan only cover very low percentage of the drug cost. So for most young people, the plan is not beneficial at all. In my personal case, I didn't buy any medicine these years, but every year I have to pay the plan $500 plus, ($1000 more for the family).

If you get a company plan, the first thing to do is to quit the public plan.

If you are mistakenly enrolled the plan, you maybe have to return some medicine cost duduction, but you can have the $500 in schedule K back. Which is bigger?

Unless you never filed schudule K, or you had a lot of medicine.

Post by lc1999
已经收到RAMQ的要求付款的通知.
钱虽然不多, 还是想申诉一下.

有没有什么好主意?


谢谢!

lc1999

已经收到RAMQ的要求付款的通知.
钱虽然不多, 还是想申诉一下.

有没有什么好主意?


谢谢!

gearshift

按理说这种情况不可能的，在药店买处方药时，人家都会问你有没有公司保险。

Post by asdosod
我那会就是按Public insurance的价钱买了药，再找保险公司报销。当然本人是因为无知，并非故意的。

看来我的运气还好，RAMQ没有向我追过任何费用。

asdosod

我那会就是按Public insurance的价钱买了药，再找保险公司报销。当然本人是因为无知，并非故意的。

看来我的运气还好，RAMQ没有向我追过任何费用。

hangzhou62

but did you paid the Public Prescription Drug Insurance Plan (PPDIP)? If you have company Insurance, you didn't have to pay the PPDIP, which is around $500 a year (schedule K in your quebec tax report) if your family income is $40,000 plus

Post by lc1999
谢谢回复.

1) 我觉得不太可能同时用了RAMQ公共医疗计划，又向保险公司CLAIM.

2) 我的问题是我没有向保险公司claim,而且现在已经过来claim的时效期.


再次谢谢.

2dian

Post by fengfeng
如果过去两年买药，你既用了RAMQ公共医疗计划，又在你的保险公司CLAIM，RAMQ会要你退回所COVER的那部分费用。

不怕退回COVER费用,就怕再罚款...

lc1999

Post by fengfeng
如果过去两年买药，你既用了RAMQ公共医疗计划，又在你的保险公司CLAIM，RAMQ会要你退回所COVER的那部分费用。

谢谢回复.

1) 我觉得不太可能同时用了RAMQ公共医疗计划，又向保险公司CLAIM.

2) 我的问题是我没有向保险公司claim,而且现在已经过来claim的时效期.


再次谢谢.

fengfeng

如果过去两年买药，你既用了RAMQ公共医疗计划，又在你的保险公司CLAIM，RAMQ会要你退回所COVER的那部分费用。

montreal1999

Post by asdosod
我也有过类似经历，RAMQ只是取消了我的保险，没有做其它事情。

谢谢你的回复.

希望我像你这么幸运.

我既买过药, 也住过院.