zhuyanglun

国内开银行户头合适吗？

QC

国内开户跟来到加拿大开户是一样的。但是在国内开户有更多的优点：

1、沟通交流方便：因为加拿大的银行服务跟中国是不一样的，有很多概念需要了解，比如这里分Cheque Account和Saving Account，两者有什么区别？还有很多银行服务需要知道。由于中国人普遍的英语语言能力较差，所以这里很多银行都配有中文服务职员。但是找中文服务必须提前预约，不是随到随办，在国内开户就没有这个问题。

2、据在国内开过户的朋友讲，在国内开完户后，可以在里面存钱。如果真是这样的话，那可就太方便了，这样可以解决带款来加拿大的问题。本人对这个说法表示怀疑，但是当事人却言之凿凿地说可以。可能真应了那句话“现在中国全方位开放搞活了，没有不可能的事”。建议你向国内开户的银行核实。

3、一般在国内开展业务的加拿大银行都是大银行，他们在加拿大的各城市都有很多营业网点，来到之后，不论你在哪个城市居住，都很方便。

wislcd

不能直接往帐户里存钱，只能汇钱如电汇或办汇票，汇钱也要遵守中国外汇管理规定有金额限制。

yve

付手续费就可以在这里用拉、4%

behere01

don't open your account in China, or you will feel it's very unconvenient and there is not any advantage compare with of opening account in Canada. This is real experience!

QC

behere0，麻烦在哪里，说来看看。

孩爹

There are a lot of examples of inconvinience.

First one, if you issued a check and later you want to cancel it you have to call your original branch to do that.

Second one, you can not withdraw cash for more than $10,000 each time even on the front counter. You can even not issue a certified check for more than 10,000 dollars.

Third one, if you want to change the account type say from jointed one to an separated one you also need to go back to the branch that opens your account.

.......

孩爹

There are a lot of examples of inconvinience.

First one, if you issued a check and later you want to cancel it you have to call your original branch to do that.

Second one, you can not withdraw cash for more than $10,000 each time even on the front counter. You can even not issue a certified check for more than 10,000 dollars.

Third one, if you want to change the account type say from jointed one to an separated one you also need to go back to the branch that opens your account.

.......