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about CIBC Aerogold Visa card

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发表于 2008-1-25 19:44 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式
has anyone applied for this card?? how is it?
2#
发表于 2008-1-26 05:02 | 只看该作者
You would get 15000 aeroplan points right away on the condition that you have to pay an annual fee of $120.

Roughly the Aeroplan points program works in a way of 100 points = $1. By a simple calculation, you would find out that you would be actually buying 12000 points yourself by paying $120 when you first enroll and $120 every year.

I had one two years ago, paid $120 and got 15000 points, plus equivalent monthly expenses amount would be transfered to your points (i.e. if your balance of this month is $1000, then you would receive 1000 points in your Aeroplan).

I cancelled the card when it was the time to pay the annual fee since it does not justify. When I called to cancel the card, the Representative tried hard to keep me by offering me a cash return of $80. I refused since it was just another sales trick to make sure you would continue to pay for years.

Anyway, it depends on your specific situation. If you spend 3 or 4 thousands per month, then it may be worthwhile.
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3#
 楼主| 发表于 2008-1-26 10:54 | 只看该作者
oh gosh I never knew this card has annual fees!! now that i've checked, there really is an annual fee of 120$. its really nice of you for telling me thank you!!! its so true that i wouldnt get any gain without losing some money. 15000 miles is enough for a gift card of 100$ but in return, i have to pay 120$. so whats the purpose of doing this? lol :p
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