netsuper

事情的经过是这样的：在两个月前，我开朋友的车，在停车场停车时，不小心刮到对方的车。和对方车主正在商量，忽然路过了警车，他们就来向我要东西，把驾照，车照都给他了，还要什么保险，我找了半天也没找到，他们也没说什么，只给我和对方车主一人一张警察局的卡片，上面写了一个处理事故的编号。

过了近两个月，我以为没事了，忽然我朋友，就是车主接到罚单，430多块钱。理由是A remis en circulation un vehicule routier a legard du quel une.....后面是根据一个汽车什么协会的196条。 因为我不懂法语，找人帮我看了看，应该和刮车修车费用无关，应该说这个车不能上路，我估计因为没有保险。但是也不应该罚这么多。还有那个条例具体内容应该在哪查呢。

所以请明白人告知原因，我现在该怎么做呢。

JHJY

居然没带车保险纸就出车,严重违章,该罚!

你和借车给你的那个朋友该各打五十大板!

3DVRD

我摘抄一段给你，是关于罚金的：


Failing to carry one's registration certificate, certificate of liability insurance or of financial responsibility, proof of the duration of a vehicle load (loan ? I guess ) or a copy of the lease contract

fine:   $60 to $100

至于为什么是$430, 我不知道。你可以要他们解释。你有保险吗？没有和没带是两回事。

ledjiang

Post by 3DVRD;2161586
没有和没带是两回事。

That's right. It's illegal to drive a car without insurance.

热心人

根据196条， 由于没有保险，你和你友的驾照可能已吊销。
快去查查。


No insurance.

   196. Where the Société is informed that damage amounting to over $500 has been caused in an accident and it is not shown to its satisfaction that the owner of a road vehicle involved in the accident held, at the time of the accident, a liability insurance contract as required under the Automobile Insurance Act (chapter A-25) for that vehicle, except where liability insurance is not required under the said Act, the Société shall suspend the learner's licence and probationary licence or the driver's licence of the owner and of the driver of the vehicle or, if they are not holders of a learner's licence, probationary licence or driver's licence, their right to obtain such a licence. In addition, it shall prohibit the putting back into operation of any road vehicle registered in the name of either person.

Exceptions.

A suspension under the first paragraph must not be imposed or must be cancelled or the prohibition from putting a road vehicle back into operation must not be imposed or must be cancelled where it is shown to the satisfaction of the Société that at the time of the accident, the uninsured vehicle was legally parked, in the possession of a third person who had acquired it by theft or taken it without permission, or in the possession of a third person for storage, repair or transportation or that only the uninsured vehicle or the movable effects it contained sustained damage in the accident.

Exception.

With respect to the driver and to the owner, a suspension under the first paragraph must not be imposed or must be cancelled or the prohibition from putting a road vehicle back into operation must not be imposed or must be cancelled where it is shown to the satisfaction of the Société that at the time of the accident, the driver was the owner of a road vehicle covered by a contract of liability insurance as required under the Automobile Insurance Act.

1986, c. 91, s. 196; 1990, c. 19, s. 11; 1990, c. 83, s. 87.

JHJY

楼上那位朋友说----没有和没带是两回事。对于车保险纸,没带就等于没有!也就是说该车没有上保险,在这种情况下,如果出车撞死了人,保险公司是不赔的.这就是为什么要罚四百来刀的原因.

补充一句,在北美,车和老婆一样,是不能借给别人的.

netsuper

多谢各位大侠的热心帮助，因为我是新手，对规则还不太了解。

首先这个车肯定有保险的，是第三方的保险，最低的那种。

那现在怎么处理最佳呢？ 第一，直接认罚。
第二，不认罚，写明原因，说明当时保险在车上，但是没找到。语言问题，没和警察沟通明白。
用不用附上保险的复印件。

谢谢大家。

xiaokrs

Post by netsuper;2161547
事情的经过是这样的：在两个月前，我开朋友的车，在停车场停车时，不小心刮到对方的车。和对方车主正在商量，忽然路过了警车，他们就来向我要东西，把驾照，车照都给他了，还要什么保险，我找了半天也没找到，他们也没说什么，只给我和对方车主一人一张警察局的卡片，上面写了一个处理事故的编号。

过了近两个月，我以为没事了，忽然我朋友，就是车主接到罚单，430多块钱。理由是A remis en circulation un vehicule routier a legard du quel une.....后面是根据一个汽车什么协会的196条。 因为我不懂法语，找人帮我看了看，应该和刮车修车费用无关，应该说这个车不能上路，我估计因为没有保险。但是也不应该罚这么多。还有那个条例具体内容应该在哪查呢。

所以请明白人告知原因，我现在该怎么做呢。

建议申诉，毕竟车子是有保险的

3DVRD

Post by xiaokrs;2163272
建议申诉，毕竟车子是有保险的

同意，没带只是罚$60-$100,这是2008年版Driver's handbook上明确列出的。而没有保险，处罚要严重得多。

51741

教训啊！

只给我和对方车主一人一张警察局的卡片，上面写了一个处理事故的编号。

你本应该在当天就带着车的保险证到警局去销案，那么你就不会在事后再接到罚单了。

我的一个朋友在下班后，开她先生的车去接小孩，匆忙之中，没有带车照和保险，自有她自己的驾照，车速稍快了点，被警察截查了，她说是要赶着接孩子，车照和保险在家中，警察就叫她接完孩子后，即刻将证件带到警局来验证，她照办了，没有挨罚。

其中也有可能是她碰到了个好警察，居然连超速也没挨罚。