plusbelle

请教达人一下自住房屋贷款利息支出在税表的哪一行

needlaurel

自住房贷款利息不可以抵税！出租房利息可以。记住，不要以为所有的你花出去的钱都可以抵税。

Post by plusbelle;3053551
请教达人一下自住房屋贷款利息支出在税表的哪一行

plusbelle

傻了，
请问用自住房作抵押的贷款利息支出能否抵税
贷款的用途是投资

brucekuang

it is tax deductible as long as the interest costs can produce taxable income.

Post by plusbelle;3053570
傻了，
请问用自住房作抵押的贷款利息支出能否抵税
贷款的用途是投资

plusbelle

Post by brucekuang;3053713
it is tax deductible as long as the interest costs can produce taxable income.

自住房贷款利息投资，既然是投资就有可能赚，也可能赔，如果赚了可以抵扣，可是赔了呢就不能抵扣了？
而且有时候这个年度并不能确定到底是赔是赚又怎么办呢？

needlaurel

你到底想说什么？自住房就是自住房，投资房就是你可以收房租的诸如公寓楼，Duplex,triplex之类。你如果自住房想投资，我就认为你要么是想把房子的一部分出租，要么就是等待房价涨的时候卖掉赚一笔。如果是前者，那么你的利息，地税和校税都可以充作费用。如果是后者，那么恭喜你，除了地税和校税还有告别税，你不需要为卖房子赚的钱交任何所得税。

Post by plusbelle;3053716
自住房贷款利息投资，既然是投资就有可能赚，也可能赔，如果赚了可以抵扣，可是赔了呢就不能抵扣了？
而且有时候这个年度并不能确定到底是赔是赚又怎么办呢？

brucekuang

if your investment produces capital gain, 50% of the capital gain is taxable. on the other hand, if your investment gets a loss, then 50% of your capital loss is tax deductible. A capital gain or loss could only be determined when you sell your property.

But remember your interest cost could be deductilbe if the purpose of this expense is to produce taxable income, not for personal use.
sometimes your taxable income could be negative, that is, a loss.

Post by plusbelle;3053716
自住房贷款利息投资，既然是投资就有可能赚，也可能赔，如果赚了可以抵扣，可是赔了呢就不能抵扣了？
而且有时候这个年度并不能确定到底是赔是赚又怎么办呢？

plusbelle

Post by brucekuang;3053964
if your investment produces capital gain, 50% of the capital gain is taxable. on the other hand, if your investment gets a loss, then 50% of your capital loss is tax deductible. A capital gain or loss could only be determined when you sell your property.

But remember your interest cost could be deductilbe if the purpose of this expense is to produce taxable income, not for personal use.
sometimes your taxable income could be negative, that is, a loss.

6
thank you very much!