montrealpost

Made mistake the other day.  Should be Budget, not Discount.  Believe Discount tell u to buy something additional, may be ~$10.  

Call and confirm if car rental company will let u use Credit Card insurance before making decision.  Nice weekend!

montrealpost

I'm still looking for the "BEST :p " Travel Insurance offered by credit card(s).  My criteria and finding:

Age limit:  age under 75
Length: 31 days, out of province/country
Charge:  $96/1st card, $36/2nd card
Points/Bonus: none

Above by CUETS FINANCIAL http://www.cuets.ca/products/mastercard/card_gold.htm.  Any better one?

montrealpost

使用PC Financial的：
当你去 Provigo/Loblaw/Maxi 购物时，如果你自携购物袋，记住每个袋有 额外50分 (=PC积分).

montrealpost

From 2nd page of web link you provided :
1er Palier : [color="Red"]0,25 % de remise sur les achats nets annuels allant [color="red"]jusqu’à 1 500 $
2e Palier : [color="red"]0,50 % de remise sur les achats nets annuels allant de [color="red"]1 500,01 $ à 3 000 $
3e Palier : [color="red"]1 % de remise sur les achats nets annuels de [color="red"]plus de 3 000 $

Post by csq324;2739599
那么CIBC 的 VISA Dividend 1% 是从多少消费以后开始的？
http://www.cibc.com/ca/visa/dividend-card-fr.html

montrealpost

"CIBC Dividend1%这款和其他的回扣卡比应该也不差吧" => answer = depends on your $ volumn
"没有年费的。" ==> most "Cash" back card no fee.

My spending is minimum , use PC MC @ http://www.pcmastercard.pcfinanc ... x.htm?refId=sidenav. (1% on everything)

montrealpost

"C MC 消费多少到1%?" => every $, BUT redeeming starting at $20.

你懒虫, 不看网页!!  From http://www.pcfinancial.ca/english/credit-cards/pc-mastercard:
- Earn 10 PC points for every $1 spent, everywhere you shop
- How to Redeem your PC Points - You can begin redeeming once you have earned 20,000 PC points – that's $20 in free groceries! Or redeem higher amounts in further increments of 10,000 PC points (which is equivalent to a further $10 in rewards)

For example, your monthly total spending $100.51 on MC, you get 1005 or 1010 points (I'm still not sure ).  If monthly total $100.49, u get 1000 points.  

Wait till u get 20,000 points or 30,000 points, get the $ rebate on your grocery bill.  I normally only buy few $ of stuffs from Provigo :p, so I use the points to buy the $10 gift card.  Will be used up EVENTUALLY .

Bring your own re-usable grocery bag, get 50 points per bag.  Yes, I buy something for $0.99 and get my 50 points each time (sometimes u need to remind the cashier to swipe their white card).

montrealpost

I've just checked, there's the $25 welcome bonus now.  U need to apply on-line,  http://pcfinancial.ca/whyjoin/.

My experience with PC MC @http://sinoquebec.com/bbs/showthread.php?t=617558

montrealpost

是我没有写清楚！In case your $ spending is high, u may want to check out other credit cards.  There are others that pay higher %, but mostly charge annual fee.  Nice weekend!

Post by csq324;2742197
打电话咨询了，不是现金返回，是指定商店购物，看来我不需要，那现钞更实惠。不过还是很感谢，学到不少！

montrealpost

5% "cash back的信用卡", on 1st $600, then ~2% . . .   http://sinoquebec.com/bbs/showthread.php?t=762076.

I don`t like the company, their system too complicated for me.
Happy New Year!

Post by csq324;2742197
打电话咨询了，不是现金返回，是指定商店购物，看来我不需要，那现钞更实惠。不过还是很感谢，学到不少！

montrealpost

明白你的问题，我没有答案。要求会讲中文的客服，问清楚是不是你的消费+咋回事儿。

Post by zxwsyx;2759161
想问一个问题，今年下半年刚办的HBC信用卡，但上个月突然接到账单是09年的消费记录让我还款，卡号也和我现在持有的卡不一样。打电话去客服非说是我的消费。由于一年多了根本记不清除了而且我手里也从来没有账单上卡号的信用卡，就算是要还钱也不知道怎么还。这是咋回事儿呢？谢谢！