montrealpost

Great for grocery shopping:
1.  No annual fee,
2.  Rewards: 1% on all purchases with month end statement,
3.  At Loblaw/Maxi/Provigo
   a.  自己带环保袋去购物，会给你五分钱/袋，+
   b.  If u use PC MasterCard, u'll get 50 pc points per @ 五分 on your bill, 2-3 days latter, +
   c.  If u use PC MasterCard, they are supposed to give u another 50 PC Points per bag again.  It'll show up as +$0.01 AND -$0.01 on your bill.  U get 50 points for each pair of +/-.  Most times they forget. http://www.pcpoints.ca/en/redire ... .ASP?REFERID=TOPNAV
   *  Above total $0.05+$0.05(50points) +$0.05 = max. $0.15 per reusable bag u bring.

(自己带塑料袋去购物，会给你3分钱/袋, don't know about PC points for this)

Details and application:  http://www.pcfinancial.ca/, or
flyers(include application forms) at Loblaw/Maxi/Provigo entrances or customer service counters.

Note:
-  I've seen some PC people walking about asking if u wants to application, whenever u see them, grab them.  I believe there may still be $20 welcome bonus coupons that u can get from those guys/gals.  Not on web.

- 1% rewards 折换现金
  a.  can only spend rewards at Loblaw/Maxi/Provigo, +
  b.  min. 20,000points(=$20), +
  c.   increments of 10, i.e. $20/$30/$40/ . . . .

For any further details, check PC website.  Have fun!

montrealpost

Good article on comparing Credit Cards.  Please note original dated Dec. 2004, last edited June 2008.  Please also note that link is page 6 of 6, start from page 1 if u want.  Have fun!

http://www.redflagdeals.com/deals/main.php/articles/credit6/


Further article on comparing no fee chequing accounts(not sure if it's valid for Quebec):
http://www.redflagdeals.com/deal ... accounts_comparison
http://www.redflagdeals.com/clic ... cles%2Fchequing1%2F

yhb36

请问ct option和pc mastercard 有什么主要区别？先谢谢啦！

montrealpost

Both are credit cards, similar.   Reward 折换现金 === ct at ct(any amount), pc at Provigo/Loblaw/Maxi(min. $20, then $30, etc.).  If u have a car, may be CT is more useful than PC. (CT sells lots of car related stuff+gas bar)

PC reward=1%, calculated @month end.  CT reward is a little less than 1%, calculated @ purchase.  e.g. spend $28, only $0.20.  CT may have more promotions than PC, @week(not sure) special price for buying certain items with their credit card.

Someone has written very good info on CT, much more details, see if u can find it.  Have fun!

luclu

原来授权了一家电信公司使用信用卡按月付款，现在因为转到别的电信公司，原来那家还在收费，打给信用卡公司要求停止付款，答复说只能自己联系原来的电信公司，由他们取消才行。有人试过同样经历吗？怎样才能由自己取消他们之间的链接？如果自己不能取消，不是很危险？信用卡是CITI的，别的卡也是这样规定的吗？

yhb36

montrealpost，谢谢你的回答！

Both are credit cards, similar. Reward 折换现金 === ct at ct(any amount), pc at Provigo/Loblaw/Maxi(min. $20, then $30, etc.). If u have a car, may be CT is more useful than PC. (CT sells lots of car related stuff+gas bar)

PC reward=1%, calculated @month end. CT reward is a little less than 1%, calculated @ purchase. e.g. spend $28, only $0.20. CT may have more promotions than PC, @week(not sure) special price for buying certain items with their credit card.

Someone has written very good info on CT, much more details, see if u can find it. Have fun!

doctor_guo

一定是要你打电话同电信公司协商的，我原来BELL也多扣了我的钱，也是被要求BELL公司取消，后来打电话去BELL公司就取消了，并把原来多扣的钱退了回来。

Post by luclu
原来授权了一家电信公司使用信用卡按月付款，现在因为转到别的电信公司，原来那家还在收费，打给信用卡公司要求停止付款，答复说只能自己联系原来的电信公司，由他们取消才行。有人试过同样经历吗？怎样才能由自己取消他们之间的链接？如果自己不能取消，不是很危险？信用卡是CITI的，别的卡也是这样规定的吗？

montrealpost

Whoever apply for the Option Mastercard from Canadian Tire, remember to double check that there is no PRODUCT PROTECTOR on your card when u activate your new card.

The Product Protector is a universal insurance plan offered by ?company.  They charge x% on EVERY transaction on your credit card.  I don't think much people are interested in this.  I don't know how they work on the application form neither.  They put that on my Option, and I had to call+call to cancel it, NO FUN at all!

从头再来

Post by rangersbec;959058
请问bank of Montreal的Master卡有什么好处，多谢！

千万别用，丢了他们会找一千个理由不赔款的，很耍赖

MWHY

Post by banbooca;1122929
我用金卡租车，从来不买保险。

一般信用卡cover的是你租的车一方，至于liability，是自动包含在你的租车费用里的，你不用操心，否则警察也不让上路阿 ，当然你也可以买additional liability，如果你自认为是马路杀手级的，以免闯出什么大祸来

请问哪些金卡租车可以cover保险？先谢谢啦！