谈谈信用卡的选择

Charming · 发表于 2010-11-11 11:37

昨天收到信用卡了！多谢楼主的帖子。

Post by Charming;2725263
上个星期申请了RBC的金卡，RBC也是自己的开户银行，今天登录网站发现有一个VISA信用卡帐号号码了，应该是批准了吧？卡还没收到。:confused::confused:

peterpapa · 发表于 2010-11-14 10:23

請問..TD plainum Trauel 白金卡,有什麼憂惠,是visa 卡,能請版大告知嗎？

謝謝..

Charming · 发表于 2010-11-22 19:56

TD Platinum Travel 主要旅游用好处多吧。

http://www.tdcanadatrust.com/tdvisa/platinumtravel.jsp

Post by peterpapa;2732570
請問..TD plainum Trauel 白金卡,有什麼憂惠,是visa 卡,能請版大告知嗎？

謝謝..

csq324 · 发表于 2010-11-23 15:34

那么CIBC 的 VISA Dividend 1% 是从多少消费以后开始的？
http://www.cibc.com/ca/visa/dividend-card-fr.html

montrealpost · 发表于 2010-11-23 16:42

From 2nd page of web link you provided

:
1er Palier : [color="Red"]0,25 % de remise sur les achats nets annuels allant [color="red"]jusqu’à 1 500 $
2e Palier : [color="red"]0,50 % de remise sur les achats nets annuels allant de [color="red"]1 500,01 $ à 3 000 $
3e Palier : [color="red"]1 % de remise sur les achats nets annuels de [color="red"]plus de 3 000 $

Post by csq324;2739599
那么CIBC 的 VISA Dividend 1% 是从多少消费以后开始的？
http://www.cibc.com/ca/visa/dividend-card-fr.html

csq324 · 发表于 2010-11-23 16:52

原来如此阿，还以为从一开始就算哪。
CIBC Dividend1%这款和其他的回扣卡比应该也不差吧，没有年费的。

Post by montrealpost;2739656
From 2nd page of web link you provided :
1er Palier : 0,25 % de remise sur les achats nets annuels allant jusqu’à 1 500 $
2e Palier : 0,50 % de remise sur les achats nets annuels allant de 1 500,01 $ à 3 000 $
3e Palier : 1 % de remise sur les achats nets annuels de plus de 3 000 $

montrealpost · 发表于 2010-11-23 17:10

"CIBC Dividend1%这款和其他的回扣卡比应该也不差吧" => answer = depends on your $ volumn
"没有年费的。" ==> most "Cash" back card no fee.

My spending is minimum

, use PC MC @ http://www.pcmastercard.pcfinanc ... x.htm?refId=sidenav. (1% on everything)

csq324 · 发表于 2010-11-23 20:38

PC MC 消费多少到1%?

Post by montrealpost;2739688
"CIBC Dividend1%这款和其他的回扣卡比应该也不差吧" => answer = depends on your $ volumn
"没有年费的。" ==> most "Cash" back card no fee.

My spending is minimum , use PC MC @ http://www.pcmastercard.pcfinanc ... x.htm?refId=sidenav. (1% on everything)

qtl { position: absolute; border: 1px solid #cccccc; -moz-border-radius: 5px; opacity: 0.2; line-height: 100%; z-index: 999; direction: ltr; } qtl:hover,qtl.open { opacity: 1; } qtl,qtlbar { height: 22px; } qtlbar { display: block; width: 100%; background-color: #cccccc; cursor: move; } qtlbar img { border: 0; padding: 3px; height: 16px; width: 16px; cursor: pointer; } qtlbar img:hover { background-color: #aaaaff; } qtl>iframe { border: 0; height: 0; width: 0; } qtl.open { height: auto; } qtl.open>iframe { height: 200px; width: 300px; }

montrealpost · 发表于 2010-11-24 10:52

"

C MC 消费多少到1%?" => every $, BUT redeeming starting at $20.

你懒虫, 不看网页!! From http://www.pcfinancial.ca/english/credit-cards/pc-mastercard:
- Earn 10 PC points for every $1 spent, everywhere you shop
- How to Redeem your PC Points - You can begin redeeming once you have earned 20,000 PC points – that's $20 in free groceries! Or redeem higher amounts in further increments of 10,000 PC points (which is equivalent to a further $10 in rewards)

For example, your monthly total spending $100.51 on MC, you get 1005 or 1010 points (I'm still not sure

). If monthly total $100.49, u get 1000 points.

Wait till u get 20,000 points or 30,000 points, get the $ rebate on your grocery bill. I normally only buy few $ of stuffs from Provigo :p, so I use the points to buy the $10 gift card. Will be used up EVENTUALLY

.

Bring your own re-usable grocery bag, get 50 points per bag. Yes, I buy something for $0.99 and get my 50 points each time (sometimes u need to remind the cashier to swipe their white card).

csq324 · 发表于 2010-11-24 11:33

呵呵！看来我也要申请一个了，嘻嘻，太感谢了！

Post by montrealpost;2740249
"C MC 消费多少到1%?" => every $, BUT redeeming starting at $20.

你懒虫, 不看网页!!  From http://www.pcfinancial.ca/english/credit-cards/pc-mastercard:
- Earn 10 PC points for every $1 spent, everywhere you shop
- How to Redeem your PC Points - You can begin redeeming once you have earned 20,000 PC points – that's $20 in free groceries! Or redeem higher amounts in further increments of 10,000 PC points (which is equivalent to a further $10 in rewards)

For example, your monthly total spending $100.51 on MC, you get 1005 or 1010 points (I'm still not sure ).  If monthly total $100.49, u get 1000 points.

Wait till u get 20,000 points or 30,000 points, get the $ rebate on your grocery bill.  I normally only buy few $ of stuffs from Provigo :p, so I use the points to buy the $10 gift card.  Will be used up EVENTUALLY .

Bring your own re-usable grocery bag, get 50 points per bag.  Yes, I buy something for $0.99 and get my 50 points each time (sometimes u need to remind the cashier to swipe their white card).