Yanzhi

If you landed in Quebec as a PR, you don't have to pay FSTF, and your quota has to be given back to government. As a landed immigrant, of course, you are eligible for applying for all kinds of bursaries and loans.
Regarding to the exemption of FSTF, you can visit http://www.usherbrooke.ca/sve/etrangers/aide_fin/
for details.
By the way, I have an e-mail: yanzhi2003@hotmail.com
Good luck!