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"是不是只能在HSBC的ATM上存支票？" => No
I've deposit cheques in BMO+National machineSS, never problem except once last week. But it was BMO machine problem(identical problem to my BMO account at the time), not problem with HSBC/HSBC account.
Or did u try to deposit your cheque into Chequing Account on machine, it's supposed to be Savings. I always check balance first before any transaction, to avoid mixing up the accounts. :p
Some National machines doesn't allow deposit, e.g. the one in Central Library(withdrawal only). I had to walk down to the National Bank in ~Place Duplus on St. Catherine. Info on National machines are listed on the EXCHANGE web site, hours, functions, etc. Ask telephone banking for address.
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"他们只说你只要提供institution#, transit # and account # 就是一样的了。" => 是一样的。
I asked the HSBC girl who helped me to open my account, I told her THE SECRETARY ASKED FOR VOID CHEQUE, I may need some for Bell/Hydro. She asked me how many void cheques I wanted.
If u prefer a paper (VOID CHEQUE), call your Account Manager, she'll get that done and have them mailed to u. May as well get your credit check done(read reply #13 that I've written below) at the same time. Much better with less hold on your tansaction(s). Call telephone banking, they will tell u 2 names + 2 1-800# for your Account Manager (believe the other may be assistance or whatever)
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Post by fengfeng
. . . . 不过因为它是信用账号，如果从中转钱去买RRSP，是不是相当于贷款买RRSP呢，所以当时银行没容许我这么干，我只能从普通支票账号去买。现在知道HSBC也可以PRE-AUTHORIZE PAY功能，所以这一问题就可以解决。 . . .
I have no idea what credit line account is, don't understand why pre-authorize pay function can be used for RRSP. Just want to remind u to be careful with inter-bank transfer, believe they charge ~$15/25 per transaction.
(Interbank transfer for pre-set-up account(e.g. my BMO accounts) in HSBC Direct Saving is "Direct Deposit" in my BMO, no charge. Requirement: same name)
Post by montrealpost
. . . BILL PAYMENT function(HSBC) - City tax, Hydro, Bell, Visa, MC, etc. etc. (no income tax yet) . . . . . .
Correction: The payee list of HSBC includes Montreal School Tax, Federal income tax.
No Quebec income tax, no Montreal Property Tax listed, i.e. u can't pay these 2 over the internet, nor telephone banking. They are working on these 2 right now.
The girl at HSBC branch told me that she saw people paying their Quebec income tax at HSBC machines. The payee list at branch is a bit different from the web+telephone banking. U can pay Quebec income tax at counter, but there will be a service charge + :
U cannot do anything with Direct Saving Account at any HSBC counter, they don't have access to the internet account.
credit line account 和信用卡的CASH ADVANCE类似，可以赊钱，利息却比信用卡低多了，普通信用账号利息在7-8%。当然它不是刷卡使用，而是手头缺钱时随时取来用的，不过利息立刻产生。
Post by montrealpost
Thank VVMM for sharing info.
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"是不是只能在HSBC的ATM上存支票？" => No
Or did u try to deposit your cheque into Chequing Account on machine, it's supposed to be Savings. I always check balance first before any transaction, to avoid mixing up the accounts. :p
发表于 2008-10-20 10:47
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