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Post by asun;2494434
财长这4针打下去,能不能退退烧呢?
First, Ottawa will require that all borrowers meet the standards for a five-year fixed-rate mortgage, even if they choose a variable mortgage with a lower rate or a shorter term.(强制5年期固定利率)
"This will guard against higher rates in the future," Flaherty said.
Second, the rules would lower the maximum Canadians can withdraw when refinancing their mortgages to 90 per cent of the value of their home, from 95 per cent.(降低物业抵押再贷款估值)
And finally, Ottawa will now require a minimum 20 per cent down payment to qualify for CMHC insurance for non-owner-occupied properties purchased as an investment.(非自住投资房最低20%首付)
The last rule is aimed at reining in would-be real estate speculators who own multiple properties beyond their primary residence.(勒紧房地产升值预期)
"We want to discourage the tendency some people have to use a home as an ATM, or buy three or four condos on speculation," Flaherty said.
Read more: http://www.cbc.ca/money/story/20 ... .html#ixzz0fl1l8Tt2
I think it is good news. It will make canadian housing market more healthy. |
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