montrealpost

没有应该，需要 自己电话 drug insurance 1-8??-???-???? :p

Post by jasonimageca;2778359
药店经常搞错，你如果没有公司保险，应该是在drug insurance。让他们再查查，或者换家药店问问。

montrealpost

By telephone
To speak with an agent, you must call during office hours. However, by calling one of the following numbers at any time, you can obtain information through the Health Insurance Infoline, our voice response system.

Québec: 418 646-4636  
Montréal: [color="DarkRed"]514 864-3411
Elsewhere in Québec, toll-free: [color="darkred"]1 800 561-9749  

The numbers below are available to users of a TDD (telecommunication device for the deaf).
Québec: 418 682-3939
Elsewhere in Québec, toll-free: 1 800 361-3939

At our offices
To meet with an agent, come to one of the addresses below.

Québec
1125, Grande Allée Ouest, Québec (Québec) G1S 1E7

Montréal
425, boulevard De Maisonneuve Ouest, 3rd floor, suite 300, Montréal (Québec) H3A 3G5
MTR - Place-des-Arts, exit rue De Bleury Nord
MTR - McGill, exit rue Union

Our office hours are as follows:
Monday from 8:30 a.m. to 4:30 p.m.
Tuesday from 8:30 a.m. to 4:30 p.m.
Wednesday from 10:00 a.m. to 4:30 p.m.
Thursday from 8:30 a.m. to 4:30 p.m.
Friday from 8:30 a.m. to 4:30 p.m.

montrealpost

已支付$ 不等于 已登记

收钱是自动的 ==> 报税时魁省的表上的那个Schedule K: prescription drug insurance plan
登记不是自动的 ==> 登记和取消, 需要自己 打电话或上网 通知他们.

无论有登记 + 没有登记, 有买药 + 没有买药, 你如果没有公司/私人 药物保险, 全民交钱.  魁省税局的钱 绝对不能欠。

Details of the Public Prescription Drug Insurance Plan @ http://www.ramq.gouv.qc.ca/en/ci ... caments/index.shtml

另外 一天也算作一个月 :-
- 你的药物保险 1月31日开始，你不需要支付 Schedule K 一月份的钱。
- 你的工作2月7日结束，公司药物保险 同时结束，你不需要支付 Schedule K 二月份的钱。

zzjj

To Montrealpost:
Thanks for your helpful information, I will call them ASAP!

bonjour

那有公司保险的话，买普通药是不是也报销一部分啊。:confused:

Jian2003

Prescription Drug是医生处方药，普通药好像不行。可以和你的保险公司确认一下。

Post by bonjour;2779184
那有公司保险的话，买普通药是不是也报销一部分啊。:confused:

montrealpost

全民交钱 - not completely:
0-18 years old - $0
18-25 and full-time student - $0
65+ and getting GIS - $0
People on welfare - $0
++

read details on Quebec Income Tax, Schedule K or RAMQ website.

montrealpost

Group - Monthly Deductable - Co-Insurance
18-25 Fulltime Student - $0 - 0%
18-64 - $16 - 32%
65+ - $16 - 32%
65+GIS 94-100% - $0 - 0%

e.g.
a) Adult, 30 years old, get monthly prescription of $20
($20-16)*0.32 = $1.28, hence adult pay $16+$1.28= $17.28

b) The Adult buy $10 on prescription WITHIN SAME MONTH:
$10*0.32=$3.2, hence adult pay $3.2

c) If Adult go to pharmacy the FOLLOWING MONTH to buy the $10,
($10-$16) = -#, adult pay $10.

e) Then Adult buy his monthly prescription of $20
($20-$10)-$16 . . . pay deductable of $6 :p,
($20-6)*0.32=$4.48,
total pay $10.48 for this prescription

montrealpost

U may get tax credits for Medical Expenses, PENDING ON YOUR INCOME LEVEL, from both Federal and Quebec:

Federal - Schedule 1, line 330/Line331
Quebec - Schedule B, Part C

Medical Expenses definiation:
- prescription drugs, and
- medical insurance/drug plan insurance (both Private or Public Plan)

U choose Start date and Finish Date, as long as ending within the financial year.

7577

如果你买的是维生素类的药，建议你换家药房或者换同类药不同种的或者不同厂家的，其他的药我不太确定，但是属于维生素类的，我有经历。
我孩子前段时间得病，医生认为缺铁，让吃些补铁的药，我拿着他们给开的处方去药店买药，第一次，他们给开的这种，我自己需要掏大概全价的药费。隔了1，2周，药吃完了。我再去拿药，他们给我换了种类，不同厂家，我需要掏大概一半的价格。又过了几周，我们再去拿药，他们又给我换了一种，跟第二次是同一个厂家的，差别就在于，第二次开的不是concentrate,而第三次开的这个是concentrate。第三次开的是免费的。在之后我就记住这个是免费的了，我再去开药，就拿着这个药瓶，我说我就开这个药。他们就一直给我这个免费的了。
所以建议你试试跟他们说，换个免费的同种类的药。