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准备或买过房子的人大家聊一聊吧 (经纪勿扰)

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141#
发表于 2008-4-6 20:53 | 只看该作者
你说的是那种工厂的厂房改建成的condo吗? 最近好像挺多的, 我就听说viau地铁附近的一个饼干厂变成condo了, 名字还叫la biscuiterie. 价格算很便宜的, 大概一个4半只要11万左右。


Post by estele
请问各位,有买过翻新CONDO的吗?看中了一套CONDO便宜,格局合理,但是,房子是翻新的,据开发商说是整体翻新,什么都是新的,包括外墙。请问这样的房子能买吗?有什么不好的吗?多谢啦!
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142#
发表于 2008-4-6 21:09 | 只看该作者
Post by villo
而且买新房,政府还有补助,无小孩6500,有小孩的家庭补助1万左右

www.samcon.ca
请教一下, 那个政府? 联邦?魁省?蒙特利尔市政府?

谢谢.
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143#
发表于 2008-4-6 21:40 | 只看该作者
这是蒙特利尔政府 (Société d'habitation et de développement de Montréal) 推出的一个program 叫Accès condos. 只能用于买condo, 而且价格要低于一定的数量。 实际上就是政府帮你出10%首付, 算是借给你的, 等到你卖房子的时候还要还给政府而且要加一部分你买卖所挣的钱 (plus-value)。

不过villo说的也是对的。
    <LI type=square>The City of Montreal’s first-time homebuyers’ subsidy, which is part of its Habiter Montréal program, grants an amount of $6,500 (for households without children) or $10,000 (for households with a child), applicable to the downpayment on the purchase of a new affordable property within its territory. For households with no children, the value of the unit may be as much as $180,000; for households with a child, the value of the unit may be up to $235,000.
  • The Home Buyer's Plan (HBP) allows you to withdraw up to $20,000 from your registered retirement savings plan (RRSP) to reduce the amount of your mortgage.

给你一个网站作为参考:[url=http://www.shdm.qc.ca/acces_condos/en/programme.php?PHPSESSID=f450d6d917031f074719f7e54df3021b&HPSESSID=f450d6d917031f074719f7e54df3021b]http://www.shdm.qc.ca/acces_condos/en/programme.php?PHPSESSID=f450d6d917031f074719f7e54df3021b&HPSESSID=f450d6d917031f074719f7e54df3021b[/url]
Post by capitalist
请教一下, 那个政府? 联邦?魁省?蒙特利尔市政府?

谢谢.
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144#
发表于 2008-4-6 22:16 | 只看该作者
Post by aurora!
这是蒙特利尔政府 ......
[url=http://www.shdm.qc.ca/acces_condos/en/programme.php?PHPSESSID=f450d6d917031f074719f7e54df3021b&HPSESSID=f450d6d917031f074719f7e54df3021b]http://www.shdm.qc.ca/acces_condos/en/programme.php?PHPSESSID=f450d6d917031f074719f7e54df3021b&HPSESSID=f450d6d917031f074719f7e54df3021b[/url]
我向你表示最衷心的感谢.
在美丽的春天向我们走来之时, 请接受我最诚挚的祝福: 一天比一天更美丽, 午饭多吃两碗, 晚饭多吃三碗, 还不发胖.
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145#
发表于 2008-4-7 00:24 | 只看该作者
我们目前尚在国内,准备过去蒙城。想在西岛的Pierrefonds-Roxboro买房,房价30万左右是否理想及目前的利率如何?这个区大部分居民是本地人还是移民多?这个区学校如何?孩子上小学三年级。多谢赐教,不胜感激!!!
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146#
发表于 2008-4-7 11:35 | 只看该作者
我刚刚在pierrfond买了房, 很满意的, 报价26.9, 成交价格27.2, 因为有两个offer顶着, 多负2000还是值得的, 房子超漂亮. 如果你想了解更多, 可以给我你的emial, 我会联系你.
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147#
发表于 2008-4-7 12:02 | 只看该作者
"实际上就是政府帮你出10%首付" it's only available at projects offered by SHDM(Société d'habitation et de développement de Montréal), like me, if I buy the project of Samcon, I can't get that benifit from gov. "只能用于买condo, 而且价格要低于一定的数量。" all the projects of SHDM are condo, there is no price limit on it. no matter what price you buy, as long as it's SHDM's project, gov. will pay 10% downpayment for you at the begining. you don't pay the interest, but when you sell your condo, you have to pay the 10% of profit + 10% downpayment that gov. paid for you before. This program is very good for new immigrat ppl, who don't have high credit in the bank, gov. help them to pay the downpayment.
SHDM's project you can see from below website.
http://www.shdm.org/acces_condos/en/projet.php

another help I have mentioned before is gov.'s help to the one who buy the new condo or house. this help is available to all the projects as long as it's new project. you can get $6,500 (for households without children) or $10,000 (for households with a child), check will received 2-3 month after you sign the notary, However, there are 3 conditions,
1. you are first time home buyer
2. the condo/house you buy is not for business(rent) , you will live there for at least 3 years, if you want to sell your house, you only can sell it after 3 year.
3. price limit, Aurora has mentioned below For households with no children, the value of the unit may be as much as $180,000; for households with a child, the value of the unit may be up to $235,000.
This help will change every year, started by last year, above information will be only valid by the end of this year. no one knows next year, this program will continue or stop
Post by aurora!
这是蒙特利尔政府 (Société d'habitation et de développement de Montréal) 推出的一个program 叫Accès condos. 只能用于买condo, 而且价格要低于一定的数量。 实际上就是政府帮你出10%首付, 算是借给你的, 等到你卖房子的时候还要还给政府而且要加一部分你买卖所挣的钱 (plus-value)。

不过villo说的也是对的。
    <LI type=square>The City of Montreal’s first-time homebuyers’ subsidy, which is part of its Habiter Montréal program, grants an amount of $6,500 (for households without children) or $10,000 (for households with a child), applicable to the downpayment on the purchase of a new affordable property within its territory. For households with no children, the value of the unit may be as much as $180,000; for households with a child, the value of the unit may be up to $235,000.
  • The Home Buyer's Plan (HBP) allows you to withdraw up to $20,000 from your registered retirement savings plan (RRSP) to reduce the amount of your mortgage.
给你一个网站作为参考:[url=http://www.shdm.qc.ca/acces_condos/en/programme.php?PHPSESSID=f450d6d917031f074719f7e54df3021b&HPSESSID=f450d6d917031f074719f7e54df3021b]http://www.shdm.qc.ca/acces_condos/en/programme.php?PHPSESSID=f450d6d917031f074719f7e54df3021b&HPSESSID=f450d6d917031f074719f7e54df3021b[/url]
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148#
发表于 2008-4-7 12:02 | 只看该作者
Post by milai
我刚刚在pierrfond买了房, 很满意的, 报价26.9, 成交价格27.2, 因为有两个offer顶着, 多负2000还是值得的, 房子超漂亮. 如果你想了解更多, 可以给我你的emial, 我会联系你.
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The price is not bad! Congrats! May I know the year of construction, it's a bunglow or cottage? you can PM me.. Thx!
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149#
发表于 2008-4-7 13:25 | 只看该作者
VILLO, 再次感谢你!Samcon的房子我也一直在关注,可是它的4半都太小了,5半又比较小。
其实我看得这个CONDO也是按新房卖,是原先的一套出租的公寓改造的,也能申请政府的补贴,而且据开发商说almost totally new, 所以我就有些心动了,毕竟还贷和租房的钱差不多啦。但是唯一担心的是如果两三年后想卖的时候不好出手,毕竟这个房子是建于40多年前。:frown:

另外,有一个朋友说的ACCESS CONDO那个钱和VILLO提到的这个蒙特利尔市政府补助不是一回事,如果你买ACCESS CONDO项目下的房子且满足政府补助条件的话是可以都拿的。个人理解,而且问过一个开发商,他说是这样的。
Post by villo
Estele,我买的也是condo,是Samcon的project,如果你买condo,可以去他们的网站看看,他们在蒙特利尔有16个projects,选择性比较大。价格比起其它的建筑商相对低些,可能他们做的比较大。Condo还是买新的好,毕竟是和楼上楼下左右边都相连着的。而且买新房,政府还有补助,无小孩6500,有小孩的家庭补助1万左右

www.samcon.ca
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150#
发表于 2008-4-7 18:29 | 只看该作者
嘿嘿 我好像没怎么写清楚,多谢villo纠正。 昨天出去看房, 发现新房还是很火爆。 35多万的排屋短短2个小时内就卖出去了3栋 (不过还是要看贷款下不下的来)。
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